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Single Family ResidenceResidential
$146,604$159 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

6978 S RIVER RD

CHEBOYGAN, MI 49721
3
Beds
1
Baths
920 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
Pre-foreclosure (NTS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for Feb 20, 2026.

Valuation

$147K
$123K low$170K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$471 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$49,200 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$98,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.23
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
41
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyCHEBOYGAN
Lot (acres)The size of the land the home sits on, from county records.0.24
HeatingThe type of heating system in the home.Floor/Wall Furnace
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Elementary School
Elementary · Grades KG–2 · 6.1 mi
M
Cheboygan Middle SchoolB
Middle · Grades 6–7 · 6.4 mi
H
Cheboygan High SchoolB+
High · Grades 8–12 · 6.4 mi

District: Cheboygan Area Schools

Neighborhood · ZIP 49721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.14,470
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.47 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,395
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,336
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

6978 S River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Cheboygan County
  • Smaller than 87% of homes in Cheboygan 49721
  • Has a smaller lot than 86% of homes in Cheboygan County

What homes are worth in Cheboygan 49721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$17K$1.3M

This home is worth more than 32% of homes in Cheboygan 49721.

How it measures up in Cheboygan 49721

The dot is this home. The mark in the middle is the typical home in Cheboygan 49721.

Estimated value$146,604
CheaperTypical $201,946Pricier

Pricier than 32% of homes nearby

Price per ft²$159
CheaperTypical $179Pricier

Pricier than 40% of homes nearby

Living area920 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.24 ac
SmallerTypical 0.93 acBigger

Bigger than 15% of homes nearby

How 6978 S River Rd ranks against every home in each area.
MeasureThis homeCheboygan 49721Cheboygan County
Estimated valuepricier than$146,60432% of homes29% of homes
Price per ft²pricier than$15940% of homes37% of homes
Living areabigger than920 ft²13% of homes15% of homes
Lot sizebigger than0.24 ac15% of homes14% of homes

About 6978 S River Rd

How much is 6978 S River Rd, Cheboygan, MI worth?

The TopHap Estimate for 6978 S River Rd, Cheboygan, MI is $146,604 as of Sep 24, 2026. The likely range is $123,355 to $169,853. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 6978 S River Rd, Cheboygan, MI last sell?

6978 S River Rd, Cheboygan, MI last sold on Nov 26, 2025, according to the county's recorded deed.

How big is 6978 S River Rd, Cheboygan, MI?

6978 S River Rd, Cheboygan, MI has 3 bedrooms, 1 bathrooms, 920 square feet of living space and a 0.24-acre lot.

What schools serve 6978 S River Rd, Cheboygan, MI?

6978 S River Rd, Cheboygan, MI is assigned to East Elementary School (elementary); Cheboygan Middle School (middle), rated B; Cheboygan High School (high), rated B+. All sit in Cheboygan Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 6978 S River Rd, Cheboygan, MI compare to other homes in Cheboygan 49721?

Among the 9,042 homes in Cheboygan 49721, it is worth more than 32% of them ($146,604 against a typical $201,946), its price per square foot is higher than 40% of them ($159 against a typical $179), it is bigger than 13% of them (920 ft² against a typical 1,456 ft²) and its lot is bigger than 15% of them (0.24 ac against a typical 0.93 ac). Measured against all of Cheboygan County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 6978 S River Rd, Cheboygan, MI?

The 2025 property tax bill for 6978 S River Rd, Cheboygan, MI was $471. The county assessed it at $49,200.

More homes on S River Rd

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More homes in Cheboygan 49721

Assigned schools

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