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Multi-Family Dwellings (Generic, Any Combination)Residential
Last sold for $660,000 on Apr 29, 2021

7 BANK ST

COLD SPRING, NY 10516
4
Beds
3
Baths
2,275 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1929
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$660,000 · Apr 29, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,171 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$281,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$231,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$281,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$917,183

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
69
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.40 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Multi-Family Dwellings (Generic, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyPutnam
Lot (acres)The size of the land the home sits on, from county records.0.20
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 125 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Haldane Middle SchoolA+
Middle · Grades 6–8 · 0.5 mi
H
Haldane High SchoolA-
High · Grades 9–12 · 0.5 mi
E
Haldane Elementary SchoolA-
Elementary · Grades KG–5 · 0.5 mi

District: Haldane Central School District

Neighborhood · ZIP 10516These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.91

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,650
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.176 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$131,387
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$166,892
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7 Bank St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 70% of homes in Putnam County
  • Has a smaller lot than 77% of homes in Putnam County
  • Older than 92% of homes in Putnam County

How it measures up in Cold Spring 10516

The dot is this home. The mark in the middle is the typical home in Cold Spring 10516.

Living area2,275 ft²
SmallerTypical 1,827 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.2 ac
SmallerTypical 0.54 acBigger

Bigger than 32% of homes nearby

Year built1929
OlderTypical 1966Newer

Newer than 26% of homes nearby

How 7 Bank St ranks against every home in each area.
MeasureThis homeCold Spring 10516Putnam County
Living areabigger than2,275 ft²69% of homes70% of homes
Lot sizebigger than0.2 ac32% of homes23% of homes
Year builtnewer than192926% of homes8% of homes

About 7 Bank St

When did 7 Bank St, Cold Spring, NY last sell?

7 Bank St, Cold Spring, NY last sold on Apr 29, 2021 for $660,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 7 Bank St, Cold Spring, NY?

7 Bank St, Cold Spring, NY has 4 bedrooms, 3 bathrooms, 2,275 square feet of living space and a 0.20-acre lot.

When was 7 Bank St, Cold Spring, NY built?

7 Bank St, Cold Spring, NY was built in 1929, making it 97 years old. It is a colonial home. The building has 2 stories.

What schools serve 7 Bank St, Cold Spring, NY?

7 Bank St, Cold Spring, NY is assigned to Haldane Middle School (middle), rated A+; Haldane High School (high), rated A-; Haldane Elementary School (elementary), rated A-. All sit in Haldane Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7 Bank St, Cold Spring, NY compare to other homes in Cold Spring 10516?

Among the 2,224 homes in Cold Spring 10516, it is bigger than 69% of them (2,275 ft² against a typical 1,827 ft²), its lot is bigger than 32% of them (0.2 ac against a typical 0.54 ac) and it is newer than 26% of them (1929 against a typical 1966). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7 Bank St, Cold Spring, NY?

The 2025 property tax bill for 7 Bank St, Cold Spring, NY was $18,171. The county assessed it at $281,300.

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