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Single Family ResidenceResidential
$163,820$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

7 CHARLES ST

PROCTOR, VT 05765
4
Beds
2
Baths
1,386 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1912
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$164K
$140K low$188K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$163,820
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$131,056

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,386 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$108,860 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,050
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$85,810
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$108,860

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRUTLAND
Lot (acres)The size of the land the home sits on, from county records.0.75
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Proctor Elementary SchoolC
Elementary · Grades PK–6 · 0.6 mi
M
Proctor Jr. /Sr. High SchoolC
Middle · Grades 7–12 · 1.2 mi

District: Quarry Valley Unified Union School District

Neighborhood · ZIP 05765These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,844
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.228 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,344
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,571
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Rutland County
  • Costs less per square foot than 89% of homes in Rutland County
  • Smaller than 70% of homes in Proctor 05765
  • Has a bigger lot than 75% of homes in Proctor 05765
  • Older than 75% of homes in Rutland County

What homes are worth in Proctor 05765

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$430K

This home is worth more than 14% of homes in Proctor 05765.

How it measures up in Proctor 05765

The dot is this home. The mark in the middle is the typical home in Proctor 05765.

Estimated value$163,820
CheaperTypical $222,729Pricier

Pricier than 14% of homes nearby

Price per ft²$118
CheaperTypical $139Pricier

Pricier than 24% of homes nearby

Living area1,386 ft²
SmallerTypical 1,628 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.75 ac
SmallerTypical 0.45 acBigger

Bigger than 75% of homes nearby

Year built1912
OlderTypical 1910Newer

Newer than 54% of homes nearby

How 7 Charles St ranks against every home in each area.
MeasureThis homeProctor 05765Rutland County
Estimated valuepricier than$163,82014% of homes9% of homes
Price per ft²pricier than$11824% of homes11% of homes
Living areabigger than1,386 ft²30% of homes41% of homes
Lot sizebigger than0.75 ac75% of homes43% of homes
Year builtnewer than191254% of homes25% of homes

About 7 Charles St

How much is 7 Charles St, Proctor, VT worth?

The TopHap Estimate for 7 Charles St, Proctor, VT is $163,820 as of Jul 14, 2026. The likely range is $139,865 to $187,775. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7 Charles St, Proctor, VT last sell?

7 Charles St, Proctor, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 7 Charles St, Proctor, VT?

7 Charles St, Proctor, VT has 4 bedrooms, 2 bathrooms, 1,386 square feet of living space and a 0.75-acre lot.

When was 7 Charles St, Proctor, VT built?

7 Charles St, Proctor, VT was built in 1912, making it 114 years old. The building has 2 stories.

What schools serve 7 Charles St, Proctor, VT?

7 Charles St, Proctor, VT is assigned to Proctor Elementary School (elementary), rated C; Proctor Jr. /Sr. High School (middle), rated C. All sit in Quarry Valley Unified Union School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7 Charles St, Proctor, VT compare to other homes in Proctor 05765?

Among the 657 homes in Proctor 05765, it is worth more than 14% of them ($163,820 against a typical $222,729), its price per square foot is higher than 24% of them ($118 against a typical $139), it is bigger than 30% of them (1,386 ft² against a typical 1,628 ft²), its lot is bigger than 75% of them (0.75 ac against a typical 0.45 ac) and it is newer than 54% of them (1912 against a typical 1910). Measured against all of Rutland County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7 Charles St, Proctor, VT?

The 2025 property tax bill for 7 Charles St, Proctor, VT was $1,386. The county assessed it at $108,860.

Closest homes

More homes in Proctor 05765

Assigned schools

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