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CondominiumResidential
$121,393$96 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $58,900 on May 20, 1992

7 RIVERBANK TER

TOWNSEND, MA 01469
3
Beds
1
Baths
1,264 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$121K
$109K low$134K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$58,900 · May 20, 1992
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$3,783
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$3,026
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.100%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$70,000
FITCHBURG SAVINGS BANK · recorded Aug 15, 2001
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$32,610
TOWNSEND TOWN OF
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,135 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$215,900 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$215,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$181,925

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.162 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
CountyMIDDLESEX
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spaulding Memorial SchoolC-
Elementary · Grades KG–4 · 0.3 mi
M
Hawthorne Brook Middle SchoolC-
Middle · Grades 5–8 · 0.6 mi
H
North Middlesex Regional High SchoolB-
High · Grades 9–12 · 2.6 mi

District: North Middlesex School District

Neighborhood · ZIP 01469These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.7,255
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.309 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,595
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,337
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7 Riverbank Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Middlesex County
  • Among the lowest price per square foot in Townsend 01469
  • Smaller than 83% of homes in Townsend 01469
  • Has a smaller lot than 98% of homes in Townsend 01469
  • Older than 90% of homes in Townsend 01469

What homes are worth in Townsend 01469

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$789K

This home is worth more than 4% of homes in Townsend 01469.

How it measures up in Townsend 01469

The dot is this home. The mark in the middle is the typical home in Townsend 01469.

Estimated value$121,393
CheaperTypical $475,634Pricier

Pricier than 4% of homes nearby

Price per ft²$96
CheaperTypical $262Pricier

Cheaper than almost all homes nearby

Living area1,264 ft²
SmallerTypical 1,795 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.23 ac
SmallerTypical 0.92 acBigger

Bigger than 2% of homes nearby

Year built1900
OlderTypical 1976Newer

Newer than 10% of homes nearby

How 7 Riverbank Ter ranks against every home in each area.
MeasureThis homeTownsend 01469Middlesex County
Estimated valuepricier than$121,3934% of homesalmost no homes
Price per ft²pricier than$96almost no homesalmost no homes
Living areabigger than1,264 ft²17% of homes23% of homes
Lot sizebigger than0.23 ac2% of homes38% of homes
Year builtnewer than190010% of homes15% of homes

About 7 Riverbank Ter

How much is 7 Riverbank Ter, Townsend, MA worth?

The TopHap Estimate for 7 Riverbank Ter, Townsend, MA is $121,393 as of Jul 14, 2026. The likely range is $109,173 to $133,613. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7 Riverbank Ter, Townsend, MA last sell?

7 Riverbank Ter, Townsend, MA last sold on May 20, 1992 for $58,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 7 Riverbank Ter, Townsend, MA?

7 Riverbank Ter, Townsend, MA has 3 bedrooms, 1 bathrooms, 1,264 square feet of living space and a 0.16-acre lot.

When was 7 Riverbank Ter, Townsend, MA built?

7 Riverbank Ter, Townsend, MA was built in 1900, making it 126 years old. The building has 2 stories.

What schools serve 7 Riverbank Ter, Townsend, MA?

7 Riverbank Ter, Townsend, MA is assigned to Spaulding Memorial School (elementary), rated C-; Hawthorne Brook Middle School (middle), rated C-; North Middlesex Regional High School (high), rated B-. All sit in North Middlesex School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7 Riverbank Ter, Townsend, MA compare to other homes in Townsend 01469?

Among the 2,539 homes in Townsend 01469, it is worth more than 4% of them ($121,393 against a typical $475,634), its price per square foot is higher than almost none of them ($96 against a typical $262), it is bigger than 17% of them (1,264 ft² against a typical 1,795 ft²), its lot is bigger than 2% of them (0.23 ac against a typical 0.92 ac) and it is newer than 10% of them (1900 against a typical 1976). Measured against all of Middlesex County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7 Riverbank Ter, Townsend, MA?

The 2025 property tax bill for 7 Riverbank Ter, Townsend, MA was $3,135. The county assessed it at $215,900.

Closest homes

More homes in Townsend 01469

Assigned schools

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