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Single Family ResidenceResidential
$430,548$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $317,500 on Oct 15, 2018

704 S ADAMS ST

PHILO, IL 61864
4 / 2
Baths
2,414 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$431K
$402K low$460K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$317,500 · Oct 15, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,997 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$128,210 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,440
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$108,770
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$118,830
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$384,630

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChampaign
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Unity East Elementary SchoolB
Elementary · Grades KG–5 · 1.8 mi
H
Unity High SchoolD+
High · Grades 9–12 · 5.0 mi
M
Unity Junior High SchoolC+
Middle · Grades 6–8 · 5.0 mi

District: Tolono Community Unit School District 7

Neighborhood · ZIP 61864These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,536
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,823
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,910
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

704 S Adams St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Philo 61864
  • Bigger than 97% of homes in Philo 61864
  • Newer than 94% of homes in Philo 61864

What homes are worth in Philo 61864

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$516K

This home is worth more than 92% of homes in Philo 61864.

How it measures up in Philo 61864

The dot is this home. The mark in the middle is the typical home in Philo 61864.

Estimated value$430,548
CheaperTypical $240,629Pricier

Pricier than 92% of homes nearby

Price per ft²$178
CheaperTypical $167Pricier

Pricier than 64% of homes nearby

Living area2,414 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 97% of homes nearby

Year built2002
OlderTypical 1991Newer

Newer than 94% of homes nearby

How 704 S Adams St ranks against every home in each area.
MeasureThis homePhilo 61864Champaign County
Estimated valuepricier than$430,54892% of homes90% of homes
Price per ft²pricier than$17864% of homes62% of homes
Living areabigger than2,414 ft²97% of homes97% of homes
Year builtnewer than200294% of homes93% of homes

About 704 S Adams St

How much is 704 S Adams St, Philo, IL worth?

The TopHap Estimate for 704 S Adams St, Philo, IL is $430,548 as of Sep 24, 2026. The likely range is $401,540 to $459,556. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 704 S Adams St, Philo, IL last sell?

704 S Adams St, Philo, IL last sold on Oct 15, 2018 for $317,500, according to the county's recorded deed.

How big is 704 S Adams St, Philo, IL?

704 S Adams St, Philo, IL has 4 bathrooms and 2,414 square feet of living space.

When was 704 S Adams St, Philo, IL built?

704 S Adams St, Philo, IL was built in 2002, making it 24 years old. The building has 1 story.

What schools serve 704 S Adams St, Philo, IL?

704 S Adams St, Philo, IL is assigned to Unity East Elementary School (elementary), rated B; Unity High School (high), rated D+; Unity Junior High School (middle), rated C+. All sit in Tolono Community Unit School District 7. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 704 S Adams St, Philo, IL compare to other homes in Philo 61864?

Among the 656 homes in Philo 61864, it is worth more than 92% of them ($430,548 against a typical $240,629), its price per square foot is higher than 64% of them ($178 against a typical $167), it is bigger than 97% of them (2,414 ft² against a typical 1,344 ft²) and it is newer than 94% of them (2002 against a typical 1991). Measured against all of Champaign County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 704 S Adams St, Philo, IL?

The 2024 property tax bill for 704 S Adams St, Philo, IL was $6,997. The county assessed it at $128,210.

More homes on S Adams St

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Assigned schools

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