Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$153,320
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

704 STELLA LOOP

SPENCER, VA 24165
0
Baths
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.

Valuation

$153K
$112K low$195K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$523 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$71,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$71,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
67
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPATRICK
Lot (acres)The size of the land the home sits on, from county records.0.25
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hardin Reynolds Memorial SchoolB
Middle · Grades 4–7 · 4.6 mi
E
Patrick Springs Primary SchoolA-
Elementary · Grades PK–3 · 7.7 mi
H
Patrick County High SchoolA-
High · Grades 8–12 · 11.3 mi

District: Patrick County Public Schools

Neighborhood · ZIP 24165These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,912
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,910
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,725
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

704 Stella Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the smallest lots in Spencer 24165

What homes are worth in Spencer 24165

Each bar is how many homes fall in that price range. The marker is this home.

This home
$28K$356K

This home is worth more than 59% of homes in Spencer 24165.

How it measures up in Spencer 24165

The dot is this home. The mark in the middle is the typical home in Spencer 24165.

Estimated value$153,320
CheaperTypical $137,994Pricier

Pricier than 59% of homes nearby

Lot size0.25 ac
SmallerTypical 1.69 acBigger

Smaller than almost all homes nearby

Year built1973
OlderTypical 1966Newer

Newer than 61% of homes nearby

How 704 Stella Loop ranks against every home in each area.
MeasureThis homeSpencer 24165Patrick County
Estimated valuepricier than$153,32059% of homes53% of homes
Lot sizebigger than0.25 acalmost no homes2% of homes
Year builtnewer than197361% of homes54% of homes

About 704 Stella Loop

How much is 704 Stella Loop, Spencer, VA worth?

The TopHap Estimate for 704 Stella Loop, Spencer, VA is $153,320 as of Oct 21, 2026. The likely range is $112,049 to $194,591. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 704 Stella Loop, Spencer, VA last sell?

704 Stella Loop, Spencer, VA last sold on Jan 1, 1900, according to the county's recorded deed.

When was 704 Stella Loop, Spencer, VA built?

704 Stella Loop, Spencer, VA was built in 1973, making it 53 years old.

What schools serve 704 Stella Loop, Spencer, VA?

704 Stella Loop, Spencer, VA is assigned to Hardin Reynolds Memorial School (middle), rated B; Patrick Springs Primary School (elementary), rated A-; Patrick County High School (high), rated A-. All sit in Patrick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 704 Stella Loop, Spencer, VA compare to other homes in Spencer 24165?

Among the 736 homes in Spencer 24165, it is worth more than 59% of them ($153,320 against a typical $137,994), its lot is bigger than almost none of them (0.25 ac against a typical 1.69 ac) and it is newer than 61% of them (1973 against a typical 1966). Measured against all of Patrick County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 704 Stella Loop, Spencer, VA?

The 2026 property tax bill for 704 Stella Loop, Spencer, VA was $523. The county assessed it at $71,600.

More homes on Stella Loop

Closest homes

More homes in Spencer 24165

Assigned schools

Explore the area

See this home in context

Open 704 Stella Loop on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map