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Single Family ResidenceResidential
$798,269$250 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $630,000 on Jun 23, 2021

7045 DECOY DR

OWINGS, MD 20736
3.5
Baths
3,190 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$798K
$752K low$844K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$630,000 · Jun 23, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,415 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$681,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$666,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$710,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCALVERT
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 440 ft²Porch · 252 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Northern Middle SchoolA
Middle · Grades 6–8 · 1.9 mi
H
Northern High SchoolB+
High · Grades 9–12 · 2.0 mi
E
Sunderland Elementary SchoolA
Elementary · Grades PK–5 · 4.1 mi

District: Calvert County Public Schools

Neighborhood · ZIP 20736These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.11,729
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.448 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$151,758
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$164,720
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7045 Decoy Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Calvert County
  • Costs less per square foot than 74% of homes in Owings 20736
  • Bigger than 91% of homes in Calvert County

What homes are worth in Owings 20736

Each bar is how many homes fall in that price range. The marker is this home.

This home
$278K$1.1M

This home is worth more than 85% of homes in Owings 20736.

How it measures up in Owings 20736

The dot is this home. The mark in the middle is the typical home in Owings 20736.

Estimated value$798,269
CheaperTypical $612,051Pricier

Pricier than 85% of homes nearby

Price per ft²$250
CheaperTypical $278Pricier

Pricier than 26% of homes nearby

Living area3,190 ft²
SmallerTypical 2,212 ft²Bigger

Bigger than 82% of homes nearby

Lot size1 ac
SmallerTypical 1.3 acBigger

Bigger than 36% of homes nearby

Year built1995
OlderTypical 1988Newer

Newer than 64% of homes nearby

How 7045 Decoy Dr ranks against every home in each area.
MeasureThis homeOwings 20736Calvert County
Estimated valuepricier than$798,26985% of homes92% of homes
Price per ft²pricier than$25026% of homes31% of homes
Living areabigger than3,190 ft²82% of homes91% of homes
Lot sizebigger than1 ac36% of homes63% of homes
Year builtnewer than199564% of homes62% of homes

About 7045 Decoy Dr

How much is 7045 Decoy Dr, Owings, MD worth?

The TopHap Estimate for 7045 Decoy Dr, Owings, MD is $798,269 as of Sep 24, 2026. The likely range is $752,102 to $844,436. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7045 Decoy Dr, Owings, MD last sell?

7045 Decoy Dr, Owings, MD last sold on Jun 23, 2021 for $630,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 7045 Decoy Dr, Owings, MD?

7045 Decoy Dr, Owings, MD has 3.5 bathrooms, 3,190 square feet of living space and a 1.00-acre lot.

When was 7045 Decoy Dr, Owings, MD built?

7045 Decoy Dr, Owings, MD was built in 1995, making it 31 years old. The building has 2 stories.

What schools serve 7045 Decoy Dr, Owings, MD?

7045 Decoy Dr, Owings, MD is assigned to Northern Middle School (middle), rated A; Northern High School (high), rated B+; Sunderland Elementary School (elementary), rated A. All sit in Calvert County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7045 Decoy Dr, Owings, MD compare to other homes in Owings 20736?

Among the 3,144 homes in Owings 20736, it is worth more than 85% of them ($798,269 against a typical $612,051), its price per square foot is higher than 26% of them ($250 against a typical $278), it is bigger than 82% of them (3,190 ft² against a typical 2,212 ft²), its lot is bigger than 36% of them (1 ac against a typical 1.3 ac) and it is newer than 64% of them (1995 against a typical 1988). Measured against all of Calvert County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7045 Decoy Dr, Owings, MD?

The 2025 property tax bill for 7045 Decoy Dr, Owings, MD was $7,415. The county assessed it at $681,100.

More homes on Decoy Dr

Closest homes

More homes in Owings 20736

Assigned schools

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