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Financial BuildingCommercial

705 CHARLES ST

LA PLATA, MD 20646
0
Baths
6,199 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.88 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$45,741 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,504,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$248,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,255,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,480,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,504,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Financial Building
CountyCHARLES
Lot (acres)The size of the land the home sits on, from county records.0.88
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Commercial/Industrial

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Milton M. Somers Middle SchoolB-
Middle · Grades 6–8 · 0.4 mi
E
Walter J. Mitchell Elementary SchoolB
Elementary · Grades PK–5 · 0.7 mi
H
La Plata High SchoolC+
High · Grades 9–12 · 1.6 mi

District: Charles County Public Schools

Neighborhood · ZIP 20646These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.23,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.280 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$129,154
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$147,771
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

705 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in La Plata 20646
  • Has a bigger lot than 69% of homes in Charles County
  • Older than 88% of homes in Charles County

How it measures up in La Plata 20646

The dot is this home. The mark in the middle is the typical home in La Plata 20646.

Living area6,199 ft²
SmallerTypical 2,206 ft²Bigger

Bigger than almost all homes nearby

Lot size0.88 ac
SmallerTypical 0.75 acBigger

Bigger than 52% of homes nearby

Year built1966
OlderTypical 1992Newer

Newer than 13% of homes nearby

How 705 Charles St ranks against every home in each area.
MeasureThis homeLa Plata 20646Charles County
Living areabigger than6,199 ft²almost all homesalmost all homes
Lot sizebigger than0.88 ac52% of homes69% of homes
Year builtnewer than196613% of homes12% of homes

About 705 Charles St

When did 705 Charles St, La Plata, MD last sell?

705 Charles St, La Plata, MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 705 Charles St, La Plata, MD?

705 Charles St, La Plata, MD has 6,199 square feet of living space and a 0.88-acre lot.

When was 705 Charles St, La Plata, MD built?

705 Charles St, La Plata, MD was built in 1966, making it 60 years old. The building has 2 stories.

What schools serve 705 Charles St, La Plata, MD?

705 Charles St, La Plata, MD is assigned to Milton M. Somers Middle School (middle), rated B-; Walter J. Mitchell Elementary School (elementary), rated B; La Plata High School (high), rated C+. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 705 Charles St, La Plata, MD compare to other homes in La Plata 20646?

Among the 8,869 homes in La Plata 20646, it is bigger than almost all of them (6,199 ft² against a typical 2,206 ft²), its lot is bigger than 52% of them (0.88 ac against a typical 0.75 ac) and it is newer than 13% of them (1966 against a typical 1992). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 705 Charles St, La Plata, MD?

The 2025 property tax bill for 705 Charles St, La Plata, MD was $45,741. The county assessed it at $1,504,100.

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