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Single Family ResidenceResidential
$190,271$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

705 W SPENCER ST

CRESTON, IA 50801
3
Beds
3.5
Baths
1,556 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$190K
$139K low$241K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,688 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$306,760 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,270
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$267,490
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$306,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$306,760

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.58 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUNION
Lot (acres)The size of the land the home sits on, from county records.1.61
ConstructionThe main material the home's frame and walls are built from.Steel Frame
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 455 ft²Patio · 220 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Creston High SchoolB
High · Grades 9–12 · 0.5 mi
E
Creston Elementary SchoolC-
Elementary · Grades 1–5 · 0.8 mi
M
Creston Middle SchoolC-
Middle · Grades 6–8 · 0.8 mi

District: Creston Community School District

Neighborhood · ZIP 50801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.9,206
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,132
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,054
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

705 W Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Union County
  • Bigger than 69% of homes in Creston 50801
  • Has a bigger lot than 83% of homes in Creston 50801
  • Newer than 74% of homes in Creston 50801

What homes are worth in Creston 50801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$31K$577K

This home is worth more than 66% of homes in Creston 50801.

How it measures up in Creston 50801

The dot is this home. The mark in the middle is the typical home in Creston 50801.

Estimated value$190,271
CheaperTypical $137,823Pricier

Pricier than 66% of homes nearby

Price per ft²$122
CheaperTypical $113Pricier

Pricier than 56% of homes nearby

Living area1,556 ft²
SmallerTypical 1,284 ft²Bigger

Bigger than 69% of homes nearby

Lot size1.61 ac
SmallerTypical 0.24 acBigger

Bigger than 83% of homes nearby

Year built1975
OlderTypical 1950Newer

Newer than 74% of homes nearby

How 705 W Spencer St ranks against every home in each area.
MeasureThis homeCreston 50801Union County
Estimated valuepricier than$190,27166% of homes68% of homes
Price per ft²pricier than$12256% of homes58% of homes
Living areabigger than1,556 ft²69% of homes68% of homes
Lot sizebigger than1.61 ac83% of homes75% of homes
Year builtnewer than197574% of homes71% of homes

About 705 W Spencer St

How much is 705 W Spencer St, Creston, IA worth?

The TopHap Estimate for 705 W Spencer St, Creston, IA is $190,271 as of Sep 24, 2026. The likely range is $139,048 to $241,494. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 705 W Spencer St, Creston, IA last sell?

705 W Spencer St, Creston, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 705 W Spencer St, Creston, IA?

705 W Spencer St, Creston, IA has 3 bedrooms, 3.5 bathrooms, 1,556 square feet of living space and a 1.61-acre lot.

When was 705 W Spencer St, Creston, IA built?

705 W Spencer St, Creston, IA was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 705 W Spencer St, Creston, IA?

705 W Spencer St, Creston, IA is assigned to Creston High School (high), rated B; Creston Elementary School (elementary), rated C-; Creston Middle School (middle), rated C-. All sit in Creston Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 705 W Spencer St, Creston, IA compare to other homes in Creston 50801?

Among the 3,905 homes in Creston 50801, it is worth more than 66% of them ($190,271 against a typical $137,823), its price per square foot is higher than 56% of them ($122 against a typical $113), it is bigger than 69% of them (1,556 ft² against a typical 1,284 ft²), its lot is bigger than 83% of them (1.61 ac against a typical 0.24 ac) and it is newer than 74% of them (1975 against a typical 1950). Measured against all of Union County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 705 W Spencer St, Creston, IA?

The 2025 property tax bill for 705 W Spencer St, Creston, IA was $4,688. The county assessed it at $306,760.

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