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Single Family ResidenceResidential
$18,691$16 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $48,000 on May 11, 2026

706 STEPHENS ST

MONTGOMERY, AL 36108
1
Baths
1,144 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,272 ft²
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$19K
$14K low$23K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$48,000 · May 11, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$202 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,950 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$39,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
60
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Gravity
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 96 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Carver High SchoolF
High · Grades 9–12 · 0.6 mi
E
Nixon Elementary SchoolF
Elementary · Grades KG–5 · 0.6 mi
M
Bellingrath Middle SchoolF
Middle · Grades 6–8 · 0.8 mi

District: Montgomery County School District

Neighborhood · ZIP 36108These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.34%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.16,504
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.210 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$34,068
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$46,530
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

706 Stephens St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Montgomery County
  • Among the lowest price per square foot in Montgomery County
  • Smaller than 84% of homes in Montgomery County
  • Has a smaller lot than 92% of homes in Montgomery 36108
  • Older than 95% of homes in Montgomery County

What homes are worth in Montgomery 36108

Each bar is how many homes fall in that price range. The marker is this home.

This home
$14K$284K

This home is worth more than 6% of homes in Montgomery 36108.

How it measures up in Montgomery 36108

The dot is this home. The mark in the middle is the typical home in Montgomery 36108.

Estimated value$18,691
CheaperTypical $63,940Pricier

Pricier than 6% of homes nearby

Price per ft²$16
CheaperTypical $49Pricier

Pricier than 4% of homes nearby

Living area1,144 ft²
SmallerTypical 1,250 ft²Bigger

Bigger than 34% of homes nearby

Lot size4,272 ft²
SmallerTypical 0.19 acBigger

Bigger than 8% of homes nearby

Year built1930
OlderTypical 1967Newer

Newer than 7% of homes nearby

How 706 Stephens St ranks against every home in each area.
MeasureThis homeRosa ParksMontgomery 36108Montgomery County
Estimated valuepricier than$18,69114% of homes6% of homesalmost no homes
Price per ft²pricier than$1616% of homes4% of homesalmost no homes
Living areabigger than1,144 ft²34% of homes34% of homes16% of homes
Lot sizebigger than4,272 ft²17% of homes8% of homes8% of homes
Year builtnewer than193029% of homes7% of homes5% of homes

About 706 Stephens St

How much is 706 Stephens St, Montgomery, AL worth?

The TopHap Estimate for 706 Stephens St, Montgomery, AL is $18,691 as of Sep 24, 2026. The likely range is $13,974 to $23,408. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 706 Stephens St, Montgomery, AL last sell?

706 Stephens St, Montgomery, AL last sold on May 11, 2026 for $48,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 706 Stephens St, Montgomery, AL?

706 Stephens St, Montgomery, AL has 1 bathrooms, 1,144 square feet of living space and a 0.10-acre lot.

When was 706 Stephens St, Montgomery, AL built?

706 Stephens St, Montgomery, AL was built in 1930, making it 96 years old. The building has 1 story.

What schools serve 706 Stephens St, Montgomery, AL?

706 Stephens St, Montgomery, AL is assigned to Carver High School (high), rated F; Nixon Elementary School (elementary), rated F; Bellingrath Middle School (middle), rated F. All sit in Montgomery County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 706 Stephens St, Montgomery, AL compare to other homes in Montgomery 36108?

Among the 7,131 homes in Montgomery 36108, it is worth more than 6% of them ($18,691 against a typical $63,940), its price per square foot is higher than 4% of them ($16 against a typical $49), it is bigger than 34% of them (1,144 ft² against a typical 1,250 ft²), its lot is bigger than 8% of them (4,272 ft² against a typical 0.19 ac) and it is newer than 7% of them (1930 against a typical 1967). Measured against all of Montgomery County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 706 Stephens St, Montgomery, AL?

The 2025 property tax bill for 706 Stephens St, Montgomery, AL was $202. The county assessed it at $3,950.

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Assigned schools

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