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Single Family ResidenceResidential
$948,680
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $940,000 on Jun 4, 2026

709 GULL HARBOR LN

GRAND RIVERS, KY 42045
3
Beds
3.5
Baths
0.61 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$949K
$915K low$983K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$940,000 · Jun 4, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$196,680
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$157,344
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$752,000
0.64% 1 · recorded Jun 4, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,144 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,000,000 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,000,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.62
70
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.41 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLIVINGSTON
Lot (acres)The size of the land the home sits on, from county records.0.61
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Livingston Elementary SchoolB
Elementary · Grades PK–5 · 10.7 mi
H
Livingston Central High SchoolB-
High · Grades 9–12 · 13.6 mi
M
Livingston County Middle SchoolC-
Middle · Grades 6–8 · 18.1 mi

District: Livingston County School District

Neighborhood · ZIP 42045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.249

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.2%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,871
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,441
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,291
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

709 Gull Harbor Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Livingston County
  • Has a smaller lot than 86% of homes in Livingston County
  • Newer than 94% of homes in Livingston County

What homes are worth in Grand Rivers 42045

Each bar is how many homes fall in that price range. The marker is this home.

This home
$18K$725K

This home is worth more than almost all homes in Grand Rivers 42045.

How it measures up in Grand Rivers 42045

The dot is this home. The mark in the middle is the typical home in Grand Rivers 42045.

Estimated value$948,680
CheaperTypical $166,742Pricier

Pricier than almost all homes nearby

Lot size0.61 ac
SmallerTypical 3 acBigger

Bigger than 15% of homes nearby

Year built2007
OlderTypical 1990Newer

Newer than 92% of homes nearby

How 709 Gull Harbor Ln ranks against every home in each area.
MeasureThis homeGrand Rivers 42045Livingston County
Estimated valuepricier than$948,680almost all homesalmost all homes
Lot sizebigger than0.61 ac15% of homes14% of homes
Year builtnewer than200792% of homes94% of homes

About 709 Gull Harbor Ln

How much is 709 Gull Harbor Ln, Grand Rivers, KY worth?

The TopHap Estimate for 709 Gull Harbor Ln, Grand Rivers, KY is $948,680 as of Jul 14, 2026. The likely range is $914,716 to $982,644. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 709 Gull Harbor Ln, Grand Rivers, KY last sell?

709 Gull Harbor Ln, Grand Rivers, KY last sold on Jun 4, 2026 for $940,000, according to the county's recorded deed.

How big is 709 Gull Harbor Ln, Grand Rivers, KY?

709 Gull Harbor Ln, Grand Rivers, KY has 3 bedrooms, 3.5 bathrooms and a 0.61-acre lot.

When was 709 Gull Harbor Ln, Grand Rivers, KY built?

709 Gull Harbor Ln, Grand Rivers, KY was built in 2007, making it 19 years old. The building has 1 story.

What schools serve 709 Gull Harbor Ln, Grand Rivers, KY?

709 Gull Harbor Ln, Grand Rivers, KY is assigned to South Livingston Elementary School (elementary), rated B; Livingston Central High School (high), rated B-; Livingston County Middle School (middle), rated C-. All sit in Livingston County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 709 Gull Harbor Ln, Grand Rivers, KY compare to other homes in Grand Rivers 42045?

Among the 1,481 homes in Grand Rivers 42045, it is worth more than almost all of them ($948,680 against a typical $166,742), its lot is bigger than 15% of them (0.61 ac against a typical 3 ac) and it is newer than 92% of them (2007 against a typical 1990). Measured against all of Livingston County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 709 Gull Harbor Ln, Grand Rivers, KY?

The 2025 property tax bill for 709 Gull Harbor Ln, Grand Rivers, KY was $9,144. The county assessed it at $1,000,000.

Closest homes

More homes in Grand Rivers 42045

Assigned schools

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