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Single Family ResidenceResidential
$101,885
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $75,000 on Dec 8, 2017

709 N WATER ST

RURAL VALLEY, PA 16249
2
Beds
1
Baths
1.95 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$102K
$76K low$128K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$75,000 · Dec 8, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$101,885
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$81,508

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,435 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,220 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,010
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,210
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$132,050

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.92 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyARMSTRONG
Lot (acres)The size of the land the home sits on, from county records.1.95
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 340 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shannock Valley Elementary SchoolC
Elementary · Grades KG–6 · 0.2 mi
M
West Shamokin Junior-Senior High SchoolB
Middle · Grades 7–12 · 2.4 mi

District: Armstrong School District

Neighborhood · ZIP 16249These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.2,373
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,200
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,718
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

709 N Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Rural Valley 16249
  • Has a bigger lot than 70% of homes in Armstrong County
  • Newer than 68% of homes in Armstrong County

What homes are worth in Rural Valley 16249

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$482K

This home is worth more than 18% of homes in Rural Valley 16249.

How it measures up in Rural Valley 16249

The dot is this home. The mark in the middle is the typical home in Rural Valley 16249.

Estimated value$101,885
CheaperTypical $153,476Pricier

Pricier than 18% of homes nearby

Lot size1.95 ac
SmallerTypical 1.14 acBigger

Bigger than 59% of homes nearby

Year built1962
OlderTypical 1960Newer

Newer than 52% of homes nearby

How 709 N Water St ranks against every home in each area.
MeasureThis homeRural Valley 16249Armstrong County
Estimated valuepricier than$101,88518% of homes29% of homes
Lot sizebigger than1.95 ac59% of homes70% of homes
Year builtnewer than196252% of homes68% of homes

About 709 N Water St

How much is 709 N Water St, Rural Valley, PA worth?

The TopHap Estimate for 709 N Water St, Rural Valley, PA is $101,885 as of Jul 14, 2026. The likely range is $76,007 to $127,763. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 709 N Water St, Rural Valley, PA last sell?

709 N Water St, Rural Valley, PA last sold on Dec 8, 2017 for $75,000, according to the county's recorded deed.

How big is 709 N Water St, Rural Valley, PA?

709 N Water St, Rural Valley, PA has 2 bedrooms, 1 bathrooms and a 1.95-acre lot.

When was 709 N Water St, Rural Valley, PA built?

709 N Water St, Rural Valley, PA was built in 1962, making it 64 years old. It is a ranch home. The building has 1 story.

What schools serve 709 N Water St, Rural Valley, PA?

709 N Water St, Rural Valley, PA is assigned to Shannock Valley Elementary School (elementary), rated C; West Shamokin Junior-Senior High School (middle), rated B. All sit in Armstrong School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 709 N Water St, Rural Valley, PA compare to other homes in Rural Valley 16249?

Among the 871 homes in Rural Valley 16249, it is worth more than 18% of them ($101,885 against a typical $153,476), its lot is bigger than 59% of them (1.95 ac against a typical 1.14 ac) and it is newer than 52% of them (1962 against a typical 1960). Measured against all of Armstrong County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 709 N Water St, Rural Valley, PA?

The 2026 property tax bill for 709 N Water St, Rural Valley, PA was $4,435. The county assessed it at $46,220.

Closest homes

More homes in Rural Valley 16249

Assigned schools

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