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Single Family ResidenceResidential
$321,042$201 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $230,000 on Oct 22, 2020

709 SPENCER LN

KANNAPOLIS, NC 28081
2.5
Baths
1,599 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
2017
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$321K
$289K low$353K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$230,000 · Oct 22, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,793 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$313,490 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$270,990
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$313,490
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$313,490

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
73
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.50 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROWAN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2020
Lot (acres)The size of the land the home sits on, from county records.0.11
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Woodrow Wilson Elementary SchoolC
Elementary · Grades KG–5 · 1.0 mi
H
A. L. Brown High SchoolD
High · Grades 9–12 · 1.7 mi
M
Kannapolis Middle SchoolD-
Middle · Grades 6–8 · 3.7 mi

District: Kannapolis City Schools

Neighborhood · ZIP 28081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.30,289
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.971 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,913
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,642
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

709 Spencer Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Rowan County
  • Costs more per square foot than 72% of homes in Rowan County
  • Has a smaller lot than 97% of homes in Rowan County
  • Newer than 90% of homes in Rowan County

What homes are worth in Kannapolis 28081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$786K

This home is worth more than 63% of homes in Kannapolis 28081.

How it measures up in Kannapolis 28081

The dot is this home. The mark in the middle is the typical home in Kannapolis 28081.

Estimated value$321,042
CheaperTypical $275,261Pricier

Pricier than 63% of homes nearby

Price per ft²$201
CheaperTypical $184Pricier

Pricier than 64% of homes nearby

Living area1,599 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.11 ac
SmallerTypical 0.34 acBigger

Bigger than 6% of homes nearby

Year built2017
OlderTypical 1982Newer

Newer than 83% of homes nearby

How 709 Spencer Ln ranks against every home in each area.
MeasureThis homeKannapolis 28081Rowan County
Estimated valuepricier than$321,04263% of homes68% of homes
Price per ft²pricier than$20164% of homes72% of homes
Living areabigger than1,599 ft²56% of homes50% of homes
Lot sizebigger than0.11 ac6% of homes3% of homes
Year builtnewer than201783% of homes90% of homes

About 709 Spencer Ln

How much is 709 Spencer Ln, Kannapolis, NC worth?

The TopHap Estimate for 709 Spencer Ln, Kannapolis, NC is $321,042 as of Aug 30, 2026. The likely range is $288,708 to $353,376. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 709 Spencer Ln, Kannapolis, NC last sell?

709 Spencer Ln, Kannapolis, NC last sold on Oct 22, 2020 for $230,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 709 Spencer Ln, Kannapolis, NC?

709 Spencer Ln, Kannapolis, NC has 2.5 bathrooms, 1,599 square feet of living space and a 0.11-acre lot.

When was 709 Spencer Ln, Kannapolis, NC built?

709 Spencer Ln, Kannapolis, NC was built in 2017, making it 9 years old. The building has 1 story.

What schools serve 709 Spencer Ln, Kannapolis, NC?

709 Spencer Ln, Kannapolis, NC is assigned to Woodrow Wilson Elementary School (elementary), rated C; A. L. Brown High School (high), rated D; Kannapolis Middle School (middle), rated D-. All sit in Kannapolis City Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 709 Spencer Ln, Kannapolis, NC compare to other homes in Kannapolis 28081?

Among the 11,387 homes in Kannapolis 28081, it is worth more than 63% of them ($321,042 against a typical $275,261), its price per square foot is higher than 64% of them ($201 against a typical $184), it is bigger than 56% of them (1,599 ft² against a typical 1,512 ft²), its lot is bigger than 6% of them (0.11 ac against a typical 0.34 ac) and it is newer than 83% of them (2017 against a typical 1982). Measured against all of Rowan County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 709 Spencer Ln, Kannapolis, NC?

The 2026 property tax bill for 709 Spencer Ln, Kannapolis, NC was $3,793. The county assessed it at $313,490.

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