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Single Family ResidenceResidential
$214,147$108 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $110,000 on Aug 8, 2006

7095 STATE ROUTE 104

OSWEGO, NY 13126
3
Beds
1.5
Baths
1,984 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$214K
$196K low$233K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$110,000 · Aug 8, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,857 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$123,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$105,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$123,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$201,967

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyOSWEGO
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.0.38
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oswego High SchoolD+
High · Grades 9–12 · 1.1 mi
E
Kingsford Park Elementary SchoolB
Elementary · Grades PK–6 · 1.7 mi
M
Oswego Middle SchoolB
Middle · Grades 7–8 · 2.3 mi

District: Oswego City School District

Neighborhood · ZIP 13126These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,399
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.321 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,623
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,556
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7095 State Route 104 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Oswego 13126
  • Bigger than 80% of homes in Oswego County
  • Has a smaller lot than 73% of homes in Oswego County
  • Older than 69% of homes in Oswego County

What homes are worth in Oswego 13126

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$416K

This home is worth more than 71% of homes in Oswego 13126.

How it measures up in Oswego 13126

The dot is this home. The mark in the middle is the typical home in Oswego 13126.

Estimated value$214,147
CheaperTypical $160,911Pricier

Pricier than 71% of homes nearby

Price per ft²$108
CheaperTypical $104Pricier

Pricier than 54% of homes nearby

Living area1,984 ft²
SmallerTypical 1,539 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.38 ac
SmallerTypical 0.41 acBigger

Bigger than 49% of homes nearby

Year built1930
OlderTypical 1945Newer

Newer than 47% of homes nearby

How 7095 State Route 104 ranks against every home in each area.
MeasureThis homeOswego 13126Oswego County
Estimated valuepricier than$214,14771% of homes66% of homes
Price per ft²pricier than$10854% of homes43% of homes
Living areabigger than1,984 ft²76% of homes80% of homes
Lot sizebigger than0.38 ac49% of homes27% of homes
Year builtnewer than193047% of homes31% of homes

About 7095 State Route 104

How much is 7095 State Route 104, Oswego, NY worth?

The TopHap Estimate for 7095 State Route 104, Oswego, NY is $214,147 as of Jul 14, 2026. The likely range is $195,558 to $232,736. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7095 State Route 104, Oswego, NY last sell?

7095 State Route 104, Oswego, NY last sold on Aug 8, 2006 for $110,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 7095 State Route 104, Oswego, NY?

7095 State Route 104, Oswego, NY has 3 bedrooms, 1.5 bathrooms, 1,984 square feet of living space and a 0.38-acre lot.

When was 7095 State Route 104, Oswego, NY built?

7095 State Route 104, Oswego, NY was built in 1930, making it 96 years old. It is a colonial home. The building has 2 stories.

What schools serve 7095 State Route 104, Oswego, NY?

7095 State Route 104, Oswego, NY is assigned to Oswego High School (high), rated D+; Kingsford Park Elementary School (elementary), rated B; Oswego Middle School (middle), rated B. All sit in Oswego City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7095 State Route 104, Oswego, NY compare to other homes in Oswego 13126?

Among the 11,485 homes in Oswego 13126, it is worth more than 71% of them ($214,147 against a typical $160,911), its price per square foot is higher than 54% of them ($108 against a typical $104), it is bigger than 76% of them (1,984 ft² against a typical 1,539 ft²), its lot is bigger than 49% of them (0.38 ac against a typical 0.41 ac) and it is newer than 47% of them (1930 against a typical 1945). Measured against all of Oswego County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7095 State Route 104, Oswego, NY?

The 2025 property tax bill for 7095 State Route 104, Oswego, NY was $4,857. The county assessed it at $123,200.

More homes on State Route 104

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