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Single Family ResidenceResidential
$89,210$124 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $59,500 on Apr 4, 2006

7097 STATE ROAD 1

SPENCERVILLE, IN 46788
3
Beds
1
Baths
720 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$89K
$84K low$94K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$59,500 · Apr 4, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$579 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$68,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$54,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$68,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
58
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.61 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDEKALB
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.0.24
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 160 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Neighborhood · ZIP 46788These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.3,850
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.105 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,017
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,090
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7097 State Road 1 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Spencerville 46788
  • Costs less per square foot than 82% of homes in Spencerville 46788
  • Among the smallest homes in DeKalb County
  • Has a smaller lot than 94% of homes in Spencerville 46788
  • Older than 82% of homes in Spencerville 46788

What homes are worth in Spencerville 46788

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$926K

This home is worth less than almost all homes in Spencerville 46788.

How it measures up in Spencerville 46788

The dot is this home. The mark in the middle is the typical home in Spencerville 46788.

Estimated value$89,210
CheaperTypical $404,708Pricier

Cheaper than almost all homes nearby

Price per ft²$124
CheaperTypical $192Pricier

Pricier than 18% of homes nearby

Living area720 ft²
SmallerTypical 2,052 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.24 ac
SmallerTypical 4.27 acBigger

Bigger than 6% of homes nearby

Year built1957
OlderTypical 1989Newer

Newer than 18% of homes nearby

How 7097 State Road 1 ranks against every home in each area.
MeasureThis homeSpencerville 46788DeKalb County
Estimated valuepricier than$89,210almost no homes2% of homes
Price per ft²pricier than$12418% of homes29% of homes
Living areabigger than720 ft²2% of homesalmost no homes
Lot sizebigger than0.24 ac6% of homes37% of homes
Year builtnewer than195718% of homes25% of homes

About 7097 State Road 1

How much is 7097 State Road 1, Spencerville, IN worth?

The TopHap Estimate for 7097 State Road 1, Spencerville, IN is $89,210 as of Sep 24, 2026. The likely range is $84,345 to $94,075. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7097 State Road 1, Spencerville, IN last sell?

7097 State Road 1, Spencerville, IN last sold on Apr 4, 2006 for $59,500, according to the county's recorded deed.

How big is 7097 State Road 1, Spencerville, IN?

7097 State Road 1, Spencerville, IN has 3 bedrooms, 1 bathrooms, 720 square feet of living space and a 0.24-acre lot.

When was 7097 State Road 1, Spencerville, IN built?

7097 State Road 1, Spencerville, IN was built in 1957, making it 69 years old. The building has 1 story.

How does 7097 State Road 1, Spencerville, IN compare to other homes in Spencerville 46788?

Among the 1,194 homes in Spencerville 46788, it is worth more than almost none of them ($89,210 against a typical $404,708), its price per square foot is higher than 18% of them ($124 against a typical $192), it is bigger than 2% of them (720 ft² against a typical 2,052 ft²), its lot is bigger than 6% of them (0.24 ac against a typical 4.27 ac) and it is newer than 18% of them (1957 against a typical 1989). Measured against all of DeKalb County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7097 State Road 1, Spencerville, IN?

The 2025 property tax bill for 7097 State Road 1, Spencerville, IN was $579. The county assessed it at $68,000.

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