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CondominiumResidential
$1,190,041$467 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $1,185,000 on Oct 20, 2025

712 GEMSTONE DR

SAN MARCOS, CA 92078
4
Beds
3
Baths
2,550 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2019
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$1M low$1.4M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,185,000 · Oct 20, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,233 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,185,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$510,776
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$674,224
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$776,397

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
92
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
38
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
22
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountySAN DIEGO
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Discovery Elementary SchoolA+
Elementary · Grades KG–5 · 1.5 mi
M
San Marcos Middle SchoolC+
Middle · Grades 6–8 · 1.9 mi
H
Mission Hills High SchoolB+
High · Grades 9–12 · 2.1 mi

District: San Marcos Unified School District

Neighborhood · ZIP 92078These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.196

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.49,873
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,847 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,554
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$141,833
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

712 Gemstone Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in San Diego County
  • Costs less per square foot than 91% of homes in San Marcos 92078
  • Bigger than 85% of homes in San Diego County
  • Newer than 97% of homes in San Diego County

What homes are worth in San Marcos 92078

Each bar is how many homes fall in that price range. The marker is this home.

This home
$515K$2.3M

This home is worth more than 57% of homes in San Marcos 92078.

How it measures up in San Marcos 92078

The dot is this home. The mark in the middle is the typical home in San Marcos 92078.

Estimated value$1,190,041
CheaperTypical $1,075,775Pricier

Pricier than 57% of homes nearby

Price per ft²$467
CheaperTypical $564Pricier

Pricier than 9% of homes nearby

Living area2,550 ft²
SmallerTypical 1,740 ft²Bigger

Bigger than 74% of homes nearby

Year built2019
OlderTypical 2002Newer

Newer than 96% of homes nearby

How 712 Gemstone Dr ranks against every home in each area.
MeasureThis homeDiscovery HillsSan Marcos 92078San Diego County
Estimated valuepricier than$1,190,04156% of homes57% of homes71% of homes
Price per ft²pricier than$46713% of homes9% of homes25% of homes
Living areabigger than2,550 ft²72% of homes74% of homes85% of homes
Year builtnewer than201983% of homes96% of homes97% of homes

About 712 Gemstone Dr

How much is 712 Gemstone Dr, San Marcos, CA worth?

The TopHap Estimate for 712 Gemstone Dr, San Marcos, CA is $1,190,041 as of Sep 24, 2026. The likely range is $1,023,871 to $1,356,210. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 712 Gemstone Dr, San Marcos, CA last sell?

712 Gemstone Dr, San Marcos, CA last sold on Oct 20, 2025 for $1,185,000, according to the county's recorded deed.

How big is 712 Gemstone Dr, San Marcos, CA?

712 Gemstone Dr, San Marcos, CA has 4 bedrooms, 3 bathrooms and 2,550 square feet of living space.

When was 712 Gemstone Dr, San Marcos, CA built?

712 Gemstone Dr, San Marcos, CA was built in 2019, making it 7 years old. It is a condo/apartment home.

What schools serve 712 Gemstone Dr, San Marcos, CA?

712 Gemstone Dr, San Marcos, CA is assigned to Discovery Elementary School (elementary), rated A+; San Marcos Middle School (middle), rated C+; Mission Hills High School (high), rated B+. All sit in San Marcos Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 712 Gemstone Dr, San Marcos, CA compare to other homes in San Marcos 92078?

Among the 16,678 homes in San Marcos 92078, it is worth more than 57% of them ($1,190,041 against a typical $1,075,775), its price per square foot is higher than 9% of them ($467 against a typical $564), it is bigger than 74% of them (2,550 ft² against a typical 1,740 ft²) and it is newer than 96% of them (2019 against a typical 2002). Measured against all of San Diego County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 712 Gemstone Dr, San Marcos, CA?

The 2025 property tax bill for 712 Gemstone Dr, San Marcos, CA was $12,233. The county assessed it at $1,185,000.

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