Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$644,041$207 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

712 RIO RUIDOSO RD NE

RIO RANCHO, NM 87144
3
Beds
2
Baths
3,108 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.03 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$644K
$598K low$690K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$384,041
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$307,233
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$260,000
USAA FSB · R · recorded Jul 2, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,088 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$153,178 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,667
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$130,511
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$153,178
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$459,533

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySandoval
Lot (acres)The size of the land the home sits on, from county records.1.03
HeatingThe type of heating system in the home.None

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Enchanted Hills Elementary SchoolA-
Elementary · Grades KG–5 · 1.0 mi
H
Cleveland High SchoolB+
High · Grades 9–12 · 3.6 mi
M
Mountain View Middle SchoolA
Middle · Grades 6–8 · 4.3 mi

District: Rio Rancho Public Schools

Neighborhood · ZIP 87144These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.133

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.48,660
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.234 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,725
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,609
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

712 Rio Ruidoso Rd Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Rio Rancho 87144
  • Costs less per square foot than 85% of homes in Los Rios
  • Bigger than 94% of homes in Rio Rancho 87144
  • Has a bigger lot than 98% of homes in Los Rios
  • Older than 73% of homes in Los Rios

What homes are worth in Rio Rancho 87144

Each bar is how many homes fall in that price range. The marker is this home.

This home
$243K$772K

This home is worth more than 94% of homes in Rio Rancho 87144.

How it measures up in Rio Rancho 87144

The dot is this home. The mark in the middle is the typical home in Rio Rancho 87144.

Estimated value$644,041
CheaperTypical $367,532Pricier

Pricier than 94% of homes nearby

Price per ft²$207
CheaperTypical $212Pricier

Pricier than 44% of homes nearby

Living area3,108 ft²
SmallerTypical 1,848 ft²Bigger

Bigger than 94% of homes nearby

Lot size1.03 ac
SmallerTypical 0.17 acBigger

Bigger than 98% of homes nearby

Year built1997
OlderTypical 2004Newer

Newer than 27% of homes nearby

How 712 Rio Ruidoso Rd Ne ranks against every home in each area.
MeasureThis homeLos RiosRio Rancho 87144Sandoval County
Estimated valuepricier than$644,04169% of homes94% of homes88% of homes
Price per ft²pricier than$20715% of homes44% of homes42% of homes
Living areabigger than3,108 ft²80% of homes94% of homes92% of homes
Lot sizebigger than1.03 ac98% of homes98% of homes89% of homes
Year builtnewer than199727% of homes27% of homes51% of homes

About 712 Rio Ruidoso Rd Ne

How much is 712 Rio Ruidoso Rd Ne, Rio Rancho, NM worth?

The TopHap Estimate for 712 Rio Ruidoso Rd Ne, Rio Rancho, NM is $644,041 as of Jul 14, 2026. The likely range is $598,393 to $689,689. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 712 Rio Ruidoso Rd Ne, Rio Rancho, NM?

712 Rio Ruidoso Rd Ne, Rio Rancho, NM has 3 bedrooms, 2 bathrooms, 3,108 square feet of living space and a 1.03-acre lot.

When was 712 Rio Ruidoso Rd Ne, Rio Rancho, NM built?

712 Rio Ruidoso Rd Ne, Rio Rancho, NM was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 712 Rio Ruidoso Rd Ne, Rio Rancho, NM?

712 Rio Ruidoso Rd Ne, Rio Rancho, NM is assigned to Enchanted Hills Elementary School (elementary), rated A-; Cleveland High School (high), rated B+; Mountain View Middle School (middle), rated A. All sit in Rio Rancho Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 712 Rio Ruidoso Rd Ne, Rio Rancho, NM compare to other homes in Rio Rancho 87144?

Among the 19,310 homes in Rio Rancho 87144, it is worth more than 94% of them ($644,041 against a typical $367,532), its price per square foot is higher than 44% of them ($207 against a typical $212), it is bigger than 94% of them (3,108 ft² against a typical 1,848 ft²), its lot is bigger than 98% of them (1.03 ac against a typical 0.17 ac) and it is newer than 27% of them (1997 against a typical 2004). Measured against all of Sandoval County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 712 Rio Ruidoso Rd Ne, Rio Rancho, NM?

The 2025 property tax bill for 712 Rio Ruidoso Rd Ne, Rio Rancho, NM was $5,088. The county assessed it at $153,178.

Closest homes

More homes in Rio Rancho 87144

Assigned schools

Explore the area

See this home in context

Open 712 Rio Ruidoso Rd Ne on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map