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Single Family ResidenceResidential
$144,551$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

712 RUSSIA RD

POLAND, NY 13431
2
Beds
1
Baths
864 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$145K
$130K low$159K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$114,551
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$91,641
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.20%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
AMERICU CREDIT UNION · recorded Jan 11, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,916 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$98,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$79,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$98,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$137,135

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHerkimer
Lot (acres)The size of the land the home sits on, from county records.5.00
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Poland Junior-Senior High SchoolA
Middle · Grades 6–12 · 2.2 mi
E
Poland Elementary SchoolA-
Elementary · Grades PK–5 · 2.2 mi

District: Poland Central School District

Neighborhood · ZIP 13431These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,880
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,747
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,125
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

712 Russia Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Poland 13431
  • Costs more per square foot than 74% of homes in Herkimer County
  • Smaller than 94% of homes in Poland 13431
  • Has a bigger lot than 81% of homes in Herkimer County
  • Newer than 87% of homes in Herkimer County

What homes are worth in Poland 13431

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$532K

This home is worth more than 15% of homes in Poland 13431.

How it measures up in Poland 13431

The dot is this home. The mark in the middle is the typical home in Poland 13431.

Estimated value$144,551
CheaperTypical $225,220Pricier

Pricier than 15% of homes nearby

Price per ft²$167
CheaperTypical $138Pricier

Pricier than 71% of homes nearby

Living area864 ft²
SmallerTypical 1,634 ft²Bigger

Bigger than 6% of homes nearby

Lot size5 ac
SmallerTypical 2.4 acBigger

Bigger than 66% of homes nearby

Year built1997
OlderTypical 1971Newer

Newer than 80% of homes nearby

How 712 Russia Rd ranks against every home in each area.
MeasureThis homePoland 13431Herkimer County
Estimated valuepricier than$144,55115% of homes30% of homes
Price per ft²pricier than$16771% of homes74% of homes
Living areabigger than864 ft²6% of homes10% of homes
Lot sizebigger than5 ac66% of homes81% of homes
Year builtnewer than199780% of homes87% of homes

About 712 Russia Rd

How much is 712 Russia Rd, Poland, NY worth?

The TopHap Estimate for 712 Russia Rd, Poland, NY is $144,551 as of Jul 14, 2026. The likely range is $129,801 to $159,301. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 712 Russia Rd, Poland, NY?

712 Russia Rd, Poland, NY has 2 bedrooms, 1 bathrooms, 864 square feet of living space and a 5.00-acre lot.

When was 712 Russia Rd, Poland, NY built?

712 Russia Rd, Poland, NY was built in 1997, making it 29 years old. It is a ranch home. The building has 1 story.

What schools serve 712 Russia Rd, Poland, NY?

712 Russia Rd, Poland, NY is assigned to Poland Junior-Senior High School (middle), rated A; Poland Elementary School (elementary), rated A-. All sit in Poland Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 712 Russia Rd, Poland, NY compare to other homes in Poland 13431?

Among the 756 homes in Poland 13431, it is worth more than 15% of them ($144,551 against a typical $225,220), its price per square foot is higher than 71% of them ($167 against a typical $138), it is bigger than 6% of them (864 ft² against a typical 1,634 ft²), its lot is bigger than 66% of them (5 ac against a typical 2.4 ac) and it is newer than 80% of them (1997 against a typical 1971). Measured against all of Herkimer County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 712 Russia Rd, Poland, NY?

The 2024 property tax bill for 712 Russia Rd, Poland, NY was $1,916. The county assessed it at $98,600.

Closest homes

More homes in Poland 13431

Assigned schools

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