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Single Family ResidenceResidential
$438,846$160 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 59How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $162,000 on Jul 9, 2009

7190 STATE ROAD 101

SPENCERVILLE, IN 46788
3
Beds
2.5
Baths
2,739 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.58 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$439K
$258K low$620K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$162,000 · Jul 9, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,104 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$419,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$339,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$406,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$419,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDEKALB
Lot (acres)The size of the land the home sits on, from county records.6.58
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 128 ft²

Neighborhood · ZIP 46788These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.3,850
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.105 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,017
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,090
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7190 State Road 101 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in DeKalb County
  • Bigger than 93% of homes in DeKalb County
  • Has a bigger lot than 89% of homes in DeKalb County
  • Newer than 82% of homes in DeKalb County

What homes are worth in Spencerville 46788

Each bar is how many homes fall in that price range. The marker is this home.

This home
$106K$960K

This home is worth more than 56% of homes in Spencerville 46788.

How it measures up in Spencerville 46788

The dot is this home. The mark in the middle is the typical home in Spencerville 46788.

Estimated value$438,846
CheaperTypical $402,172Pricier

Pricier than 56% of homes nearby

Price per ft²$160
CheaperTypical $182Pricier

Pricier than 41% of homes nearby

Living area2,739 ft²
SmallerTypical 2,100 ft²Bigger

Bigger than 72% of homes nearby

Lot size6.58 ac
SmallerTypical 5.06 acBigger

Bigger than 55% of homes nearby

Year built2002
OlderTypical 1989Newer

Newer than 76% of homes nearby

How 7190 State Road 101 ranks against every home in each area.
MeasureThis homeSpencerville 46788DeKalb County
Estimated valuepricier than$438,84656% of homes88% of homes
Price per ft²pricier than$16041% of homes52% of homes
Living areabigger than2,739 ft²72% of homes93% of homes
Lot sizebigger than6.58 ac55% of homes89% of homes
Year builtnewer than200276% of homes82% of homes

About 7190 State Road 101

How much is 7190 State Road 101, Spencerville, IN worth?

The TopHap Estimate for 7190 State Road 101, Spencerville, IN is $438,846 as of Sep 24, 2026. The likely range is $257,573 to $620,119. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7190 State Road 101, Spencerville, IN last sell?

7190 State Road 101, Spencerville, IN last sold on Jul 9, 2009 for $162,000, according to the county's recorded deed.

How big is 7190 State Road 101, Spencerville, IN?

7190 State Road 101, Spencerville, IN has 3 bedrooms, 2.5 bathrooms, 2,739 square feet of living space and a 6.58-acre lot.

When was 7190 State Road 101, Spencerville, IN built?

7190 State Road 101, Spencerville, IN was built in 2002, making it 24 years old. The building has 2 stories.

How does 7190 State Road 101, Spencerville, IN compare to other homes in Spencerville 46788?

Among the 1,144 homes in Spencerville 46788, it is worth more than 56% of them ($438,846 against a typical $402,172), its price per square foot is higher than 41% of them ($160 against a typical $182), it is bigger than 72% of them (2,739 ft² against a typical 2,100 ft²), its lot is bigger than 55% of them (6.58 ac against a typical 5.06 ac) and it is newer than 76% of them (2002 against a typical 1989). Measured against all of DeKalb County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7190 State Road 101, Spencerville, IN?

The 2025 property tax bill for 7190 State Road 101, Spencerville, IN was $2,104. The county assessed it at $419,900.

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