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Single Family ResidenceResidential
$56,028$69 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

720 E JAMES ST

WACO, TX 76704
2
Beds
1
Baths
816 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,300 ft²
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$56K
$45K low$68K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$899 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,860
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$33,140
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$40,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMCLENNAN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1963
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.Evaporative
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 44 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
J.H. Hines Elementary SchoolF
Elementary · Grades PK–5 · 0.7 mi
M
G.W. Carver Middle SchoolF
Middle · Grades 6–8 · 0.8 mi
H
Waco High SchoolD-
High · Grades 9–12 · 3.8 mi

District: Waco Independent School District

Neighborhood · ZIP 76704These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.171
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.140
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.3.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.41%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,167
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,410 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$30,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$38,583
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

720 E James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in McLennan County
  • Among the lowest price per square foot in McLennan County
  • Smaller than 96% of homes in McLennan County
  • Among the smallest lots in Carver
  • Older than 95% of homes in McLennan County

What homes are worth in Waco 76704

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$310K

This home is worth less than almost all homes in Waco 76704.

How it measures up in Waco 76704

The dot is this home. The mark in the middle is the typical home in Waco 76704.

Estimated value$56,028
CheaperTypical $137,256Pricier

Cheaper than almost all homes nearby

Price per ft²$69
CheaperTypical $123Pricier

Pricier than 3% of homes nearby

Living area816 ft²
SmallerTypical 1,120 ft²Bigger

Bigger than 17% of homes nearby

Lot size3,300 ft²
SmallerTypical 0.16 acBigger

Smaller than almost all homes nearby

Year built1925
OlderTypical 1955Newer

Newer than 15% of homes nearby

How 720 E James St ranks against every home in each area.
MeasureThis homeCarverWaco 76704McLennan County
Estimated valuepricier than$56,028almost no homesalmost no homesalmost no homes
Price per ft²pricier than$692% of homes3% of homesalmost no homes
Living areabigger than816 ft²14% of homes17% of homes4% of homes
Lot sizebigger than3,300 ft²almost no homesalmost no homes2% of homes
Year builtnewer than19256% of homes15% of homes5% of homes

About 720 E James St

How much is 720 E James St, Waco, TX worth?

The TopHap Estimate for 720 E James St, Waco, TX is $56,028 as of Oct 21, 2026. The likely range is $44,550 to $67,506. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 720 E James St, Waco, TX last sell?

720 E James St, Waco, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 720 E James St, Waco, TX?

720 E James St, Waco, TX has 2 bedrooms, 1 bathrooms, 816 square feet of living space and a 0.08-acre lot.

When was 720 E James St, Waco, TX built?

720 E James St, Waco, TX was built in 1925, making it 101 years old. The building has 1 story.

What schools serve 720 E James St, Waco, TX?

720 E James St, Waco, TX is assigned to J.H. Hines Elementary School (elementary), rated F; G.W. Carver Middle School (middle), rated F; Waco High School (high), rated D-. All sit in Waco Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 720 E James St, Waco, TX compare to other homes in Waco 76704?

Among the 2,357 homes in Waco 76704, it is worth more than almost none of them ($56,028 against a typical $137,256), its price per square foot is higher than 3% of them ($69 against a typical $123), it is bigger than 17% of them (816 ft² against a typical 1,120 ft²), its lot is bigger than almost none of them (3,300 ft² against a typical 0.16 ac) and it is newer than 15% of them (1925 against a typical 1955). Measured against all of McLennan County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 720 E James St, Waco, TX?

The 2025 property tax bill for 720 E James St, Waco, TX was $899. The county assessed it at $40,000.

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