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Single Family ResidenceResidential
$97,200$89 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

720 RICHARD ST

MIAMISBURG, OH 45342
2
Beds
1
Baths
1,092 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$97K
$76K low$118K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$49,600
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$39,680
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$17,600
NATIONAL CITY MORTGAGE CO · E · recorded Jul 29, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
FIFTH THIRD BANK WESTERN OH

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,879 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$44,090 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,940
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$41,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$44,090
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$125,960

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 64 ft²Patio · 265 ft²Porch · 112 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mark Twain Elementary
Elementary · Grades KG–5 · 0.2 mi
H
Miamisburg High SchoolB+
High · Grades 9–12 · 2.0 mi
M
Miamisburg Middle SchoolB
Middle · Grades 6–8 · 2.0 mi

District: Miamisburg City School District

Neighborhood · ZIP 45342These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.210
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.40,833
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,118
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,641
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

720 Richard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Miamisburg 45342
  • Costs less per square foot than 96% of homes in Miamisburg 45342
  • Smaller than 84% of homes in Miamisburg 45342
  • Has a smaller lot than 70% of homes in Miamisburg 45342
  • Older than 83% of homes in Miamisburg 45342

What homes are worth in Miamisburg 45342

Each bar is how many homes fall in that price range. The marker is this home.

This home
$35K$546K

This home is worth more than 7% of homes in Miamisburg 45342.

How it measures up in Miamisburg 45342

The dot is this home. The mark in the middle is the typical home in Miamisburg 45342.

Estimated value$97,200
CheaperTypical $252,562Pricier

Pricier than 7% of homes nearby

Price per ft²$89
CheaperTypical $169Pricier

Pricier than 4% of homes nearby

Living area1,092 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.18 ac
SmallerTypical 0.23 acBigger

Bigger than 30% of homes nearby

Year built1949
OlderTypical 1979Newer

Newer than 17% of homes nearby

How 720 Richard St ranks against every home in each area.
MeasureThis homeMiamisburg 45342Montgomery County
Estimated valuepricier than$97,2007% of homes19% of homes
Price per ft²pricier than$894% of homes20% of homes
Living areabigger than1,092 ft²16% of homes26% of homes
Lot sizebigger than0.18 ac30% of homes42% of homes
Year builtnewer than194917% of homes28% of homes

About 720 Richard St

How much is 720 Richard St, Miamisburg, OH worth?

The TopHap Estimate for 720 Richard St, Miamisburg, OH is $97,200 as of Jul 14, 2026. The likely range is $76,037 to $118,363. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 720 Richard St, Miamisburg, OH last sell?

720 Richard St, Miamisburg, OH last sold on Sep 24, 1999, according to the county's recorded deed.

How big is 720 Richard St, Miamisburg, OH?

720 Richard St, Miamisburg, OH has 2 bedrooms, 1 bathrooms, 1,092 square feet of living space and a 0.18-acre lot.

When was 720 Richard St, Miamisburg, OH built?

720 Richard St, Miamisburg, OH was built in 1949, making it 77 years old. It is a cape cod home. The building has 1 story.

What schools serve 720 Richard St, Miamisburg, OH?

720 Richard St, Miamisburg, OH is assigned to Mark Twain Elementary (elementary); Miamisburg High School (high), rated B+; Miamisburg Middle School (middle), rated B. All sit in Miamisburg City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 720 Richard St, Miamisburg, OH compare to other homes in Miamisburg 45342?

Among the 12,148 homes in Miamisburg 45342, it is worth more than 7% of them ($97,200 against a typical $252,562), its price per square foot is higher than 4% of them ($89 against a typical $169), it is bigger than 16% of them (1,092 ft² against a typical 1,560 ft²), its lot is bigger than 30% of them (0.18 ac against a typical 0.23 ac) and it is newer than 17% of them (1949 against a typical 1979). Measured against all of Montgomery County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 720 Richard St, Miamisburg, OH?

The 2024 property tax bill for 720 Richard St, Miamisburg, OH was $2,879. The county assessed it at $44,090.

Closest homes

More homes in Miamisburg 45342

Assigned schools

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