Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$255,773$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $225,000 on Nov 27, 2023

726 RIVER AVE

GARDINER, ME 04345
2
Beds
1.5
Baths
1,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,485 ft²
Lot SizeThe size of the land the home sits on, from county records.
1860
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$256K
$219K low$292K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$225,000 · Nov 27, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$51,773
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$41,418
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.80%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$204,000
NBKC BANK · recorded Nov 20, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,551 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$97,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$83,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$214,510

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyKENNEBEC
Lot (acres)The size of the land the home sits on, from county records.0.08
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Laura E Richards School
Elementary · Grades PK–2 · 2.9 mi
M
Gardiner Regional Middle SchoolC+
Middle · Grades 6–8 · 3.3 mi
H
Gardiner Area High SchoolB-
High · Grades 9–12 · 3.6 mi

District: School Administrative District 11

Neighborhood · ZIP 04345These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.12,905
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.169 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,268
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,055
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

726 River Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Gardiner 04345
  • Costs less per square foot than 71% of homes in Kennebec County
  • Among the smallest lots in Gardiner 04345
  • Older than 95% of homes in Kennebec County

What homes are worth in Gardiner 04345

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$666K

This home is worth more than 22% of homes in Gardiner 04345.

How it measures up in Gardiner 04345

The dot is this home. The mark in the middle is the typical home in Gardiner 04345.

Estimated value$255,773
CheaperTypical $321,650Pricier

Pricier than 22% of homes nearby

Price per ft²$188
CheaperTypical $206Pricier

Pricier than 41% of homes nearby

Living area1,360 ft²
SmallerTypical 1,486 ft²Bigger

Bigger than 42% of homes nearby

Lot size3,485 ft²
SmallerTypical 1.1 acBigger

Smaller than almost all homes nearby

Year built1860
OlderTypical 1950Newer

Newer than 12% of homes nearby

How 726 River Ave ranks against every home in each area.
MeasureThis homeGardiner 04345Kennebec County
Estimated valuepricier than$255,77322% of homes31% of homes
Price per ft²pricier than$18841% of homes29% of homes
Living areabigger than1,360 ft²42% of homes53% of homes
Lot sizebigger than3,485 ft²almost no homes2% of homes
Year builtnewer than186012% of homes5% of homes

About 726 River Ave

How much is 726 River Ave, Gardiner, ME worth?

The TopHap Estimate for 726 River Ave, Gardiner, ME is $255,773 as of Jul 14, 2026. The likely range is $219,412 to $292,134. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 726 River Ave, Gardiner, ME last sell?

726 River Ave, Gardiner, ME last sold on Nov 27, 2023 for $225,000, according to the county's recorded deed.

How big is 726 River Ave, Gardiner, ME?

726 River Ave, Gardiner, ME has 2 bedrooms, 1.5 bathrooms, 1,360 square feet of living space and a 0.08-acre lot.

When was 726 River Ave, Gardiner, ME built?

726 River Ave, Gardiner, ME was built in 1860, making it 166 years old. It is a conventional home. The building has 2 stories.

What schools serve 726 River Ave, Gardiner, ME?

726 River Ave, Gardiner, ME is assigned to Laura E Richards School (elementary); Gardiner Regional Middle School (middle), rated C+; Gardiner Area High School (high), rated B-. All sit in School Administrative District 11. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 726 River Ave, Gardiner, ME compare to other homes in Gardiner 04345?

Among the 4,739 homes in Gardiner 04345, it is worth more than 22% of them ($255,773 against a typical $321,650), its price per square foot is higher than 41% of them ($188 against a typical $206), it is bigger than 42% of them (1,360 ft² against a typical 1,486 ft²), its lot is bigger than almost none of them (3,485 ft² against a typical 1.1 ac) and it is newer than 12% of them (1860 against a typical 1950). Measured against all of Kennebec County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 726 River Ave, Gardiner, ME?

The 2025 property tax bill for 726 River Ave, Gardiner, ME was $2,551. The county assessed it at $97,000.

Closest homes

More homes in Gardiner 04345

Assigned schools

Explore the area

See this home in context

Open 726 River Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map