Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$409,881$244 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $253,000 on Sep 27, 2021

728 DIVIDING RIDGE DR

HOOVER, AL 35244
2
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$410K
$357K low$463K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$253,000 · Sep 27, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$220,131
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$176,105
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$189,750
COMMUNITY FIRST NATIONAL BANK · recorded Sep 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,023 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$60,500 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,320
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$302,500

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyShelby
Lot (acres)The size of the land the home sits on, from county records.0.24
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Riverchase Elementary SchoolA+
Elementary · Grades KG–5 · 1.0 mi
M
Berry Middle SchoolA+
Middle · Grades 6–8 · 4.7 mi
H
Spain Park High SchoolA+
High · Grades 9–12 · 4.7 mi

District: Hoover City School District

Neighborhood · ZIP 35244These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.36,828
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,593 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,965
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$123,148
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

728 Dividing Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Riverchase
  • Costs more per square foot than 96% of homes in Riverchase
  • Smaller than 97% of homes in Riverchase
  • Has a smaller lot than 80% of homes in Riverchase
  • Older than 91% of homes in Birmingham 35244

What homes are worth in Birmingham 35244

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$1.2M

This home is worth more than 33% of homes in Birmingham 35244.

How it measures up in Birmingham 35244

The dot is this home. The mark in the middle is the typical home in Birmingham 35244.

Estimated value$409,881
CheaperTypical $472,807Pricier

Pricier than 33% of homes nearby

Price per ft²$244
CheaperTypical $192Pricier

Pricier than 84% of homes nearby

Living area1,680 ft²
SmallerTypical 2,430 ft²Bigger

Bigger than 16% of homes nearby

Lot size0.24 ac
SmallerTypical 0.36 acBigger

Bigger than 35% of homes nearby

Year built1978
OlderTypical 1996Newer

Newer than 9% of homes nearby

How 728 Dividing Ridge Dr ranks against every home in each area.
MeasureThis homeRiverchaseBirmingham 35244Shelby County
Estimated valuepricier than$409,88123% of homes33% of homes61% of homes
Price per ft²pricier than$24496% of homes84% of homes92% of homes
Living areabigger than1,680 ft²3% of homes16% of homes31% of homes
Lot sizebigger than0.24 ac20% of homes35% of homes32% of homes
Year builtnewer than197814% of homes9% of homes16% of homes

About 728 Dividing Ridge Dr

How much is 728 Dividing Ridge Dr, Hoover, AL worth?

The TopHap Estimate for 728 Dividing Ridge Dr, Hoover, AL is $409,881 as of Jun 23, 2026. The likely range is $356,596 to $463,165. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 728 Dividing Ridge Dr, Hoover, AL last sell?

728 Dividing Ridge Dr, Hoover, AL last sold on Sep 27, 2021 for $253,000, according to the county's recorded deed.

How big is 728 Dividing Ridge Dr, Hoover, AL?

728 Dividing Ridge Dr, Hoover, AL has 2 bathrooms, 1,680 square feet of living space and a 0.24-acre lot.

When was 728 Dividing Ridge Dr, Hoover, AL built?

728 Dividing Ridge Dr, Hoover, AL was built in 1978, making it 48 years old. The building has 2 stories.

What schools serve 728 Dividing Ridge Dr, Hoover, AL?

728 Dividing Ridge Dr, Hoover, AL is assigned to Riverchase Elementary School (elementary), rated A+; Berry Middle School (middle), rated A+; Spain Park High School (high), rated A+. All sit in Hoover City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 728 Dividing Ridge Dr, Hoover, AL compare to other homes in Birmingham 35244?

Among the 12,100 homes in Birmingham 35244, it is worth more than 33% of them ($409,881 against a typical $472,807), its price per square foot is higher than 84% of them ($244 against a typical $192), it is bigger than 16% of them (1,680 ft² against a typical 2,430 ft²), its lot is bigger than 35% of them (0.24 ac against a typical 0.36 ac) and it is newer than 9% of them (1978 against a typical 1996). Measured against all of Shelby County, it is worth more than 61% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 728 Dividing Ridge Dr, Hoover, AL?

The 2024 property tax bill for 728 Dividing Ridge Dr, Hoover, AL was $4,023. The county assessed it at $60,500.

Closest homes

More homes in Hoover 35244

Assigned schools

Explore the area

See this home in context

Open 728 Dividing Ridge Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map