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Single Family ResidenceResidential
$80,106$45 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

728 SPRUCE ST

CAMDEN, NJ 08103
0
Baths
1,792 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,172 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.

Valuation

$80K
$63K low$97K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,386 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$32,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$37,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCAMDEN
Lot (acres)The size of the land the home sits on, from county records.0.03
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cooper B. Hatch Family School
Elementary · Grades PK–8 · 0.9 mi
H
Camden High SchoolF
High · Grades 9–12 · 1.1 mi

District: Camden City School District

Neighborhood · ZIP 08103These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.150
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.28%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.14,350
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,329 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,553
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$55,061
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

728 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Camden County
  • Among the lowest price per square foot in Camden County
  • Bigger than 92% of homes in Bergen Square
  • Has a smaller lot than 95% of homes in Camden County
  • Older than 95% of homes in Camden County

What homes are worth in Camden 08103

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$290K

This home is worth more than 19% of homes in Camden 08103.

How it measures up in Camden 08103

The dot is this home. The mark in the middle is the typical home in Camden 08103.

Estimated value$80,106
CheaperTypical $106,301Pricier

Pricier than 19% of homes nearby

Price per ft²$45
CheaperTypical $79Pricier

Pricier than 4% of homes nearby

Living area1,792 ft²
SmallerTypical 1,309 ft²Bigger

Bigger than 88% of homes nearby

Lot size1,172 ft²
SmallerTypical 1,394 ft²Bigger

Bigger than 31% of homes nearby

Year built1900
OlderTypical 1910Newer

Newer than 42% of homes nearby

How 728 Spruce St ranks against every home in each area.
MeasureThis homeBergen SquareCamden 08103Camden County
Estimated valuepricier than$80,10648% of homes19% of homesalmost no homes
Price per ft²pricier than$4510% of homes4% of homesalmost no homes
Living areabigger than1,792 ft²92% of homes88% of homes63% of homes
Lot sizebigger than1,172 ft²46% of homes31% of homes5% of homes
Year builtnewer than190069% of homes42% of homes5% of homes

About 728 Spruce St

How much is 728 Spruce St, Camden, NJ worth?

The TopHap Estimate for 728 Spruce St, Camden, NJ is $80,106 as of Sep 24, 2026. The likely range is $63,175 to $97,037. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 728 Spruce St, Camden, NJ last sell?

728 Spruce St, Camden, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 728 Spruce St, Camden, NJ?

728 Spruce St, Camden, NJ has 1,792 square feet of living space and a 0.03-acre lot.

When was 728 Spruce St, Camden, NJ built?

728 Spruce St, Camden, NJ was built in 1900, making it 126 years old.

What schools serve 728 Spruce St, Camden, NJ?

728 Spruce St, Camden, NJ is assigned to Cooper B. Hatch Family School (elementary); Camden High School (high), rated F. All sit in Camden City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 728 Spruce St, Camden, NJ compare to other homes in Camden 08103?

Among the 4,048 homes in Camden 08103, it is worth more than 19% of them ($80,106 against a typical $106,301), its price per square foot is higher than 4% of them ($45 against a typical $79), it is bigger than 88% of them (1,792 ft² against a typical 1,309 ft²), its lot is bigger than 31% of them (1,172 ft² against a typical 1,394 ft²) and it is newer than 42% of them (1900 against a typical 1910). Measured against all of Camden County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 728 Spruce St, Camden, NJ?

The 2025 property tax bill for 728 Spruce St, Camden, NJ was $1,386. The county assessed it at $37,600.

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