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Single Family ResidenceResidential
$2,509,287$649 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $720,000 on Oct 8, 1999

728 W BLUFF DR

ENCINITAS, CA 92024
5
Beds
3.5
Baths
3,866 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.5M
$2.3M low$2.7M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$720,000 · Oct 8, 1999

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$14,096 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,128,581 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$423,274
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$705,307
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,106,453

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
38
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
11
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.30
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Oak Crest Middle SchoolB
Middle · Grades 7–8 · 0.8 mi
E
Park Dale Lane Elementary SchoolB
Elementary · Grades KG–6 · 1.8 mi
H
La Costa Canyon High SchoolA
High · Grades 9–12 · 2.9 mi

District: Encinitas Union Elementary School District

Neighborhood · ZIP 92024These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.281

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.52,624
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,722 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,291
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$186,965
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

728 W Bluff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in San Diego County
  • Costs less per square foot than 95% of homes in Old Encinitas
  • Bigger than 96% of homes in San Diego County
  • Newer than 85% of homes in Old Encinitas

What homes are worth in Encinitas 92024

Each bar is how many homes fall in that price range. The marker is this home.

This home
$678K$4.7M

This home is worth more than 76% of homes in Encinitas 92024.

How it measures up in Encinitas 92024

The dot is this home. The mark in the middle is the typical home in Encinitas 92024.

Estimated value$2,509,287
CheaperTypical $1,792,826Pricier

Pricier than 76% of homes nearby

Price per ft²$649
CheaperTypical $894Pricier

Pricier than 5% of homes nearby

Living area3,866 ft²
SmallerTypical 1,949 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.3 ac
SmallerTypical 0.31 acBigger

Bigger than 49% of homes nearby

Year built2000
OlderTypical 1983Newer

Newer than 84% of homes nearby

How 728 W Bluff Dr ranks against every home in each area.
MeasureThis homeOld EncinitasEncinitas 92024San Diego County
Estimated valuepricier than$2,509,28774% of homes76% of homes94% of homes
Price per ft²pricier than$6495% of homes5% of homes67% of homes
Living areabigger than3,866 ft²95% of homes91% of homes96% of homes
Lot sizebigger than0.3 ac50% of homes49% of homes54% of homes
Year builtnewer than200085% of homes84% of homes77% of homes

About 728 W Bluff Dr

How much is 728 W Bluff Dr, Encinitas, CA worth?

The TopHap Estimate for 728 W Bluff Dr, Encinitas, CA is $2,509,287 as of Aug 30, 2026. The likely range is $2,304,321 to $2,714,253. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 728 W Bluff Dr, Encinitas, CA last sell?

728 W Bluff Dr, Encinitas, CA last sold on Oct 8, 1999 for $720,000, according to the county's recorded deed.

How big is 728 W Bluff Dr, Encinitas, CA?

728 W Bluff Dr, Encinitas, CA has 5 bedrooms, 3.5 bathrooms, 3,866 square feet of living space and a 0.30-acre lot.

When was 728 W Bluff Dr, Encinitas, CA built?

728 W Bluff Dr, Encinitas, CA was built in 2000, making it 26 years old.

What schools serve 728 W Bluff Dr, Encinitas, CA?

728 W Bluff Dr, Encinitas, CA is assigned to Oak Crest Middle School (middle), rated B; Park Dale Lane Elementary School (elementary), rated B; La Costa Canyon High School (high), rated A. All sit in Encinitas Union Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 728 W Bluff Dr, Encinitas, CA compare to other homes in Encinitas 92024?

Among the 17,592 homes in Encinitas 92024, it is worth more than 76% of them ($2,509,287 against a typical $1,792,826), its price per square foot is higher than 5% of them ($649 against a typical $894), it is bigger than 91% of them (3,866 ft² against a typical 1,949 ft²), its lot is bigger than 49% of them (0.3 ac against a typical 0.31 ac) and it is newer than 84% of them (2000 against a typical 1983). Measured against all of San Diego County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 728 W Bluff Dr, Encinitas, CA?

The 2025 property tax bill for 728 W Bluff Dr, Encinitas, CA was $14,096. The county assessed it at $1,128,581.

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Assigned schools

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