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Single Family ResidenceResidential
$18,351
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 56How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $26,000 on Sep 27, 2001

728 W ELM ST

RIDGWAY, IL 62979
0
Baths
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$18K
$10K low$26K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$26,000 · Sep 27, 2001
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$18,351
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$14,681

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$92 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$5,504 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,153
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$4,351
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,828
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$16,512

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGALLATIN
Lot (acres)The size of the land the home sits on, from county records.0.28
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Gallatin Junior High SchoolC-
Middle · Grades 5–8 · 3.7 mi
E
Gallatin Elementary SchoolB-
Elementary · Grades PK–4 · 3.7 mi
H
Gallatin High SchoolA
High · Grades 9–12 · 3.7 mi

District: Gallatin Community Unit School District 7

Neighborhood · ZIP 62979These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.228

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,393
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,977
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,241
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

728 W Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Gallatin County
  • Has a smaller lot than 71% of homes in Gallatin County

What homes are worth in Ridgway 62979

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$217K

This home is worth less than almost all homes in Ridgway 62979.

How it measures up in Ridgway 62979

The dot is this home. The mark in the middle is the typical home in Ridgway 62979.

Estimated value$18,351
CheaperTypical $78,040Pricier

Cheaper than almost all homes nearby

Lot size0.28 ac
SmallerTypical 0.39 acBigger

Bigger than 39% of homes nearby

How 728 W Elm St ranks against every home in each area.
MeasureThis homeRidgway 62979Gallatin County
Estimated valuepricier than$18,351almost no homesalmost no homes
Lot sizebigger than0.28 ac39% of homes29% of homes

About 728 W Elm St

How much is 728 W Elm St, Ridgway, IL worth?

The TopHap Estimate for 728 W Elm St, Ridgway, IL is $18,351 as of Jul 14, 2026. The likely range is $10,225 to $26,477. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 728 W Elm St, Ridgway, IL last sell?

728 W Elm St, Ridgway, IL last sold on Sep 27, 2001 for $26,000, according to the county's recorded deed.

What schools serve 728 W Elm St, Ridgway, IL?

728 W Elm St, Ridgway, IL is assigned to Gallatin Junior High School (middle), rated C-; Gallatin Elementary School (elementary), rated B-; Gallatin High School (high), rated A. All sit in Gallatin Community Unit School District 7. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 728 W Elm St, Ridgway, IL compare to other homes in Ridgway 62979?

Among the 646 homes in Ridgway 62979, it is worth more than almost none of them ($18,351 against a typical $78,040) and its lot is bigger than 39% of them (0.28 ac against a typical 0.39 ac). Measured against all of Gallatin County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 728 W Elm St, Ridgway, IL?

The 2025 property tax bill for 728 W Elm St, Ridgway, IL was $92. The county assessed it at $5,504.

Closest homes

More homes in Ridgway 62979

Assigned schools

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