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Single Family ResidenceResidential
$147,912$73 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $142,000 on Apr 3, 2020

7388 STATE ROUTE 20

MADISON, NY 13402
3
Beds
2
Baths
2,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1878
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$148K
$137K low$159K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$142,000 · Apr 3, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$4,965
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$3,972
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.101%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$137,740
HUNT MTG · recorded Apr 3, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$5,207
CITIZENS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,642 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$75,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$75,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$149,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.36
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 280 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Madison Central SchoolC
Elementary · Grades PK–12 · 0.4 mi

District: Madison Central School District

Neighborhood · ZIP 13402These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,759
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.66 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,818
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,406
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7388 State Route 20 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Madison County
  • Costs less per square foot than 92% of homes in Madison County
  • Bigger than 74% of homes in Madison County
  • Has a smaller lot than 88% of homes in Madison 13402
  • Older than 87% of homes in Madison County

What homes are worth in Madison 13402

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$447K

This home is worth more than 43% of homes in Madison 13402.

How it measures up in Madison 13402

The dot is this home. The mark in the middle is the typical home in Madison 13402.

Estimated value$147,912
CheaperTypical $161,167Pricier

Pricier than 43% of homes nearby

Price per ft²$73
CheaperTypical $98Pricier

Pricier than 21% of homes nearby

Living area2,040 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 73% of homes nearby

Lot size0.36 ac
SmallerTypical 1.26 acBigger

Bigger than 12% of homes nearby

Year built1878
OlderTypical 1965Newer

Newer than 22% of homes nearby

How 7388 State Route 20 ranks against every home in each area.
MeasureThis homeMadison 13402Madison County
Estimated valuepricier than$147,91243% of homes21% of homes
Price per ft²pricier than$7321% of homes8% of homes
Living areabigger than2,040 ft²73% of homes74% of homes
Lot sizebigger than0.36 ac12% of homes32% of homes
Year builtnewer than187822% of homes13% of homes

About 7388 State Route 20

How much is 7388 State Route 20, Madison, NY worth?

The TopHap Estimate for 7388 State Route 20, Madison, NY is $147,912 as of Jul 14, 2026. The likely range is $137,062 to $158,762. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7388 State Route 20, Madison, NY last sell?

7388 State Route 20, Madison, NY last sold on Apr 3, 2020 for $142,000, according to the county's recorded deed.

How big is 7388 State Route 20, Madison, NY?

7388 State Route 20, Madison, NY has 3 bedrooms, 2 bathrooms, 2,040 square feet of living space and a 0.36-acre lot.

When was 7388 State Route 20, Madison, NY built?

7388 State Route 20, Madison, NY was built in 1878, making it 148 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 7388 State Route 20, Madison, NY?

7388 State Route 20, Madison, NY is assigned to Madison Central School (elementary), rated C. All sit in Madison Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7388 State Route 20, Madison, NY compare to other homes in Madison 13402?

Among the 530 homes in Madison 13402, it is worth more than 43% of them ($147,912 against a typical $161,167), its price per square foot is higher than 21% of them ($73 against a typical $98), it is bigger than 73% of them (2,040 ft² against a typical 1,568 ft²), its lot is bigger than 12% of them (0.36 ac against a typical 1.26 ac) and it is newer than 22% of them (1878 against a typical 1965). Measured against all of Madison County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7388 State Route 20, Madison, NY?

The 2025 property tax bill for 7388 State Route 20, Madison, NY was $1,642. The county assessed it at $75,100.

More homes on State Route 20

Closest homes

More homes in Madison 13402

Assigned schools

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