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Single Family ResidenceResidential
$221,529$190 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $115,000 on Jul 25, 2006

74 N RUBY LAKE DR

HIAWASSEE, GA 30546
1
Baths
1,169 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$222K
$205K low$238K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$115,000 · Jul 25, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$289 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$60,726 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$47,526
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,228
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$151,815

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyTowns
Lot (acres)The size of the land the home sits on, from county records.0.59
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 346 ft²Porch · 332 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Towns County Elementary SchoolB
Elementary · Grades PK–5 · 3.5 mi
H
Towns County High SchoolA-
High · Grades 9–12 · 3.5 mi
M
Towns County Middle SchoolA
Middle · Grades 6–8 · 3.5 mi

District: Towns County School District

Neighborhood · ZIP 30546These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.96

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.61%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,278
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,830
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,125
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

74 N Ruby Lake Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Towns County
  • Costs less per square foot than 68% of homes in Hiawassee 30546
  • Smaller than 79% of homes in Towns County
  • Has a smaller lot than 74% of homes in Towns County
  • Older than 65% of homes in Towns County

What homes are worth in Hiawassee 30546

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$1.4M

This home is worth more than 23% of homes in Hiawassee 30546.

How it measures up in Hiawassee 30546

The dot is this home. The mark in the middle is the typical home in Hiawassee 30546.

Estimated value$221,529
CheaperTypical $380,831Pricier

Pricier than 23% of homes nearby

Price per ft²$190
CheaperTypical $218Pricier

Pricier than 32% of homes nearby

Living area1,169 ft²
SmallerTypical 1,794 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.59 ac
SmallerTypical 0.93 acBigger

Bigger than 32% of homes nearby

Year built1988
OlderTypical 1995Newer

Newer than 37% of homes nearby

How 74 N Ruby Lake Dr ranks against every home in each area.
MeasureThis homeHiawassee 30546Towns County
Estimated valuepricier than$221,52923% of homes22% of homes
Price per ft²pricier than$19032% of homes34% of homes
Living areabigger than1,169 ft²23% of homes21% of homes
Lot sizebigger than0.59 ac32% of homes26% of homes
Year builtnewer than198837% of homes35% of homes

About 74 N Ruby Lake Dr

How much is 74 N Ruby Lake Dr, Hiawassee, GA worth?

The TopHap Estimate for 74 N Ruby Lake Dr, Hiawassee, GA is $221,529 as of Sep 24, 2026. The likely range is $204,738 to $238,320. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 74 N Ruby Lake Dr, Hiawassee, GA last sell?

74 N Ruby Lake Dr, Hiawassee, GA last sold on Jul 25, 2006 for $115,000, according to the county's recorded deed.

How big is 74 N Ruby Lake Dr, Hiawassee, GA?

74 N Ruby Lake Dr, Hiawassee, GA has 1 bathrooms, 1,169 square feet of living space and a 0.59-acre lot.

When was 74 N Ruby Lake Dr, Hiawassee, GA built?

74 N Ruby Lake Dr, Hiawassee, GA was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 74 N Ruby Lake Dr, Hiawassee, GA?

74 N Ruby Lake Dr, Hiawassee, GA is assigned to Towns County Elementary School (elementary), rated B; Towns County High School (high), rated A-; Towns County Middle School (middle), rated A. All sit in Towns County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 74 N Ruby Lake Dr, Hiawassee, GA compare to other homes in Hiawassee 30546?

Among the 6,166 homes in Hiawassee 30546, it is worth more than 23% of them ($221,529 against a typical $380,831), its price per square foot is higher than 32% of them ($190 against a typical $218), it is bigger than 23% of them (1,169 ft² against a typical 1,794 ft²), its lot is bigger than 32% of them (0.59 ac against a typical 0.93 ac) and it is newer than 37% of them (1988 against a typical 1995). Measured against all of Towns County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 74 N Ruby Lake Dr, Hiawassee, GA?

The 2024 property tax bill for 74 N Ruby Lake Dr, Hiawassee, GA was $289. The county assessed it at $60,726.

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