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Single Family ResidenceResidential
$697,276$333 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

74 PROSPECT ST

FRANKLIN, MA 02038
3
Beds
2.5
Baths
2,097 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.94 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$697K
$645K low$749K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$573,276
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$458,621
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.18%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$124,000
ROCKLAND TRUST CO · R · recorded Jun 28, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,826 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$587,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$333,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$253,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$822,795

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyNORFOLK
Lot (acres)The size of the land the home sits on, from county records.0.94
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jefferson Elementary SchoolA
Elementary · Grades KG–5 · 1.4 mi
M
Remington Middle SchoolB-
Middle · Grades 6–8 · 1.4 mi
H
Franklin High SchoolA
High · Grades 9–12 · 3.3 mi

District: Franklin School District

Neighborhood · ZIP 02038These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.34,196
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,268 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$136,220
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$161,360
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

74 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 88% of homes in Norfolk County
  • Bigger than 67% of homes in Norfolk County
  • Has a bigger lot than 77% of homes in Norfolk County
  • Newer than 83% of homes in Norfolk County

What homes are worth in Franklin 02038

Each bar is how many homes fall in that price range. The marker is this home.

This home
$282K$1.3M

This home is worth more than 49% of homes in Franklin 02038.

How it measures up in Franklin 02038

The dot is this home. The mark in the middle is the typical home in Franklin 02038.

Estimated value$697,276
CheaperTypical $703,559Pricier

Pricier than 49% of homes nearby

Price per ft²$333
CheaperTypical $385Pricier

Pricier than 19% of homes nearby

Living area2,097 ft²
SmallerTypical 1,886 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.94 ac
SmallerTypical 0.69 acBigger

Bigger than 64% of homes nearby

Year built1992
OlderTypical 1985Newer

Newer than 69% of homes nearby

How 74 Prospect St ranks against every home in each area.
MeasureThis homeFranklin 02038Norfolk County
Estimated valuepricier than$697,27649% of homes44% of homes
Price per ft²pricier than$33319% of homes12% of homes
Living areabigger than2,097 ft²60% of homes67% of homes
Lot sizebigger than0.94 ac64% of homes77% of homes
Year builtnewer than199269% of homes83% of homes

About 74 Prospect St

How much is 74 Prospect St, Franklin, MA worth?

The TopHap Estimate for 74 Prospect St, Franklin, MA is $697,276 as of Jul 14, 2026. The likely range is $645,099 to $749,453. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 74 Prospect St, Franklin, MA last sell?

74 Prospect St, Franklin, MA last sold on Jan 1, 1900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 74 Prospect St, Franklin, MA?

74 Prospect St, Franklin, MA has 3 bedrooms, 2.5 bathrooms, 2,097 square feet of living space and a 0.94-acre lot.

When was 74 Prospect St, Franklin, MA built?

74 Prospect St, Franklin, MA was built in 1992, making it 34 years old. It is a cape cod home. The building has 2 stories.

What schools serve 74 Prospect St, Franklin, MA?

74 Prospect St, Franklin, MA is assigned to Jefferson Elementary School (elementary), rated A; Remington Middle School (middle), rated B-; Franklin High School (high), rated A. All sit in Franklin School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 74 Prospect St, Franklin, MA compare to other homes in Franklin 02038?

Among the 10,125 homes in Franklin 02038, it is worth more than 49% of them ($697,276 against a typical $703,559), its price per square foot is higher than 19% of them ($333 against a typical $385), it is bigger than 60% of them (2,097 ft² against a typical 1,886 ft²), its lot is bigger than 64% of them (0.94 ac against a typical 0.69 ac) and it is newer than 69% of them (1992 against a typical 1985). Measured against all of Norfolk County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 74 Prospect St, Franklin, MA?

The 2025 property tax bill for 74 Prospect St, Franklin, MA was $6,826. The county assessed it at $587,400.

Closest homes

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Assigned schools

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