Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$318,978$316 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $22,000 on Aug 6, 2001

748 VALLEY RIDGE RD

ACCIDENT, MD 21520
2
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$319K
$289K low$349K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$22,000 · Aug 6, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,039 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$180,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$138,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$168,367
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$180,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyGARRETT
Lot (acres)The size of the land the home sits on, from county records.8.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 280 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Northern Middle SchoolA-
Middle · Grades 6–8 · 1.9 mi
H
Northern Garrett High SchoolB+
High · Grades 9–12 · 2.2 mi
E
Accident Elementary SchoolA
Elementary · Grades PK–5 · 2.4 mi

District: Garrett County Public Schools

Neighborhood · ZIP 21520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.60%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,435
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.39 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,199
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,196
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

748 Valley Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 85% of homes in Accident 21520
  • Smaller than 88% of homes in Accident 21520
  • Has a bigger lot than 87% of homes in Garrett County
  • Newer than 80% of homes in Accident 21520

What homes are worth in Accident 21520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$901K

This home is worth more than 50% of homes in Accident 21520.

How it measures up in Accident 21520

The dot is this home. The mark in the middle is the typical home in Accident 21520.

Estimated value$318,978
CheaperTypical $319,682Pricier

Pricier than 50% of homes nearby

Price per ft²$316
CheaperTypical $210Pricier

Pricier than 85% of homes nearby

Living area1,008 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 12% of homes nearby

Lot size8.12 ac
SmallerTypical 2.64 acBigger

Bigger than 75% of homes nearby

Year built2003
OlderTypical 1985Newer

Newer than 80% of homes nearby

How 748 Valley Ridge Rd ranks against every home in each area.
MeasureThis homeAccident 21520Garrett County
Estimated valuepricier than$318,97850% of homes48% of homes
Price per ft²pricier than$31685% of homes66% of homes
Living areabigger than1,008 ft²12% of homes15% of homes
Lot sizebigger than8.12 ac75% of homes87% of homes
Year builtnewer than200380% of homes79% of homes

About 748 Valley Ridge Rd

How much is 748 Valley Ridge Rd, Accident, MD worth?

The TopHap Estimate for 748 Valley Ridge Rd, Accident, MD is $318,978 as of Aug 30, 2026. The likely range is $289,239 to $348,717. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 748 Valley Ridge Rd, Accident, MD last sell?

748 Valley Ridge Rd, Accident, MD last sold on Aug 6, 2001 for $22,000, according to the county's recorded deed.

How big is 748 Valley Ridge Rd, Accident, MD?

748 Valley Ridge Rd, Accident, MD has 2 bathrooms, 1,008 square feet of living space and a 8.12-acre lot.

When was 748 Valley Ridge Rd, Accident, MD built?

748 Valley Ridge Rd, Accident, MD was built in 2003, making it 23 years old. It is a conventional home. The building has 1 story.

What schools serve 748 Valley Ridge Rd, Accident, MD?

748 Valley Ridge Rd, Accident, MD is assigned to Northern Middle School (middle), rated A-; Northern Garrett High School (high), rated B+; Accident Elementary School (elementary), rated A. All sit in Garrett County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 748 Valley Ridge Rd, Accident, MD compare to other homes in Accident 21520?

Among the 978 homes in Accident 21520, it is worth more than 50% of them ($318,978 against a typical $319,682), its price per square foot is higher than 85% of them ($316 against a typical $210), it is bigger than 12% of them (1,008 ft² against a typical 1,512 ft²), its lot is bigger than 75% of them (8.12 ac against a typical 2.64 ac) and it is newer than 80% of them (2003 against a typical 1985). Measured against all of Garrett County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 748 Valley Ridge Rd, Accident, MD?

The 2026 property tax bill for 748 Valley Ridge Rd, Accident, MD was $2,039. The county assessed it at $180,700.

More homes on Valley Ridge Rd

Closest homes

More homes in Accident 21520

Assigned schools

Explore the area

See this home in context

Open 748 Valley Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map