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Single Family ResidenceResidential
$173,254$113 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

74891 SPENCER ST

ARMADA, MI 48005
1.5
Baths
1,538 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$173K
$156K low$190K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,085 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$182,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$174,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$364,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.88 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMACOMB
Lot (acres)The size of the land the home sits on, from county records.6.59
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Armada Middle SchoolB-
Middle · Grades 6–8 · 0.1 mi
H
Armada High SchoolA-
High · Grades 9–12 · 0.3 mi
E
Orville C Krause Elementary SchoolA-
Elementary · Grades PK–5 · 0.3 mi

District: Armada Area Schools

Neighborhood · ZIP 48005These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.5,346
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.147 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,824
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,179
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

74891 Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Armada 48005
  • Costs less per square foot than 92% of homes in Macomb County
  • Smaller than 69% of homes in Armada 48005
  • Has a bigger lot than 97% of homes in Macomb County
  • Older than 78% of homes in Macomb County

What homes are worth in Armada 48005

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$663K

This home is worth more than 18% of homes in Armada 48005.

How it measures up in Armada 48005

The dot is this home. The mark in the middle is the typical home in Armada 48005.

Estimated value$173,254
CheaperTypical $273,073Pricier

Pricier than 18% of homes nearby

Price per ft²$113
CheaperTypical $154Pricier

Pricier than 16% of homes nearby

Living area1,538 ft²
SmallerTypical 1,784 ft²Bigger

Bigger than 31% of homes nearby

Lot size6.59 ac
SmallerTypical 2.36 acBigger

Bigger than 77% of homes nearby

Year built1955
OlderTypical 1980Newer

Newer than 26% of homes nearby

How 74891 Spencer St ranks against every home in each area.
MeasureThis homeArmada 48005Macomb County
Estimated valuepricier than$173,25418% of homes22% of homes
Price per ft²pricier than$11316% of homes8% of homes
Living areabigger than1,538 ft²31% of homes56% of homes
Lot sizebigger than6.59 ac77% of homes97% of homes
Year builtnewer than195526% of homes22% of homes

About 74891 Spencer St

How much is 74891 Spencer St, Armada, MI worth?

The TopHap Estimate for 74891 Spencer St, Armada, MI is $173,254 as of Aug 30, 2026. The likely range is $156,474 to $190,034. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 74891 Spencer St, Armada, MI last sell?

74891 Spencer St, Armada, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 74891 Spencer St, Armada, MI?

74891 Spencer St, Armada, MI has 1.5 bathrooms, 1,538 square feet of living space and a 6.59-acre lot.

When was 74891 Spencer St, Armada, MI built?

74891 Spencer St, Armada, MI was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 74891 Spencer St, Armada, MI?

74891 Spencer St, Armada, MI is assigned to Armada Middle School (middle), rated B-; Armada High School (high), rated A-; Orville C Krause Elementary School (elementary), rated A-. All sit in Armada Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 74891 Spencer St, Armada, MI compare to other homes in Armada 48005?

Among the 2,001 homes in Armada 48005, it is worth more than 18% of them ($173,254 against a typical $273,073), its price per square foot is higher than 16% of them ($113 against a typical $154), it is bigger than 31% of them (1,538 ft² against a typical 1,784 ft²), its lot is bigger than 77% of them (6.59 ac against a typical 2.36 ac) and it is newer than 26% of them (1955 against a typical 1980). Measured against all of Macomb County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 74891 Spencer St, Armada, MI?

The 2025 property tax bill for 74891 Spencer St, Armada, MI was $3,085. The county assessed it at $182,100.

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