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Single Family ResidenceResidential
$107,584$64 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

75 RUTH CIR

COWARTS, AL 36321
3
Beds
3 / 1
Baths
1,688 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$108K
$79K low$136K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$107,584
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$86,067

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$467 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,860 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,860
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$161,060

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHouston
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2007
Lot (acres)The size of the land the home sits on, from county records.0.48
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ashford High SchoolC+
Middle · Grades 9–12 · 4.3 mi
E
Ashford Elementary SchoolA+
Elementary · Grades PK–5 · 4.6 mi

District: Houston County School District

Neighborhood · ZIP 36321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.72
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,050
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.200 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,097
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,000
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

75 Ruth Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Cowarts 36321
  • Costs less per square foot than 93% of homes in Cowarts 36321
  • Bigger than 68% of homes in Cowarts 36321

What homes are worth in Cowarts 36321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$431K

This home is worth more than 20% of homes in Cowarts 36321.

How it measures up in Cowarts 36321

The dot is this home. The mark in the middle is the typical home in Cowarts 36321.

Estimated value$107,584
CheaperTypical $170,183Pricier

Pricier than 20% of homes nearby

Price per ft²$64
CheaperTypical $111Pricier

Pricier than 7% of homes nearby

Living area1,688 ft²
SmallerTypical 1,477 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.48 ac
SmallerTypical 0.53 acBigger

Bigger than 41% of homes nearby

Year built1978
OlderTypical 1985Newer

Newer than 45% of homes nearby

How 75 Ruth Cir ranks against every home in each area.
MeasureThis homeCowarts 36321Houston County
Estimated valuepricier than$107,58420% of homes22% of homes
Price per ft²pricier than$647% of homes13% of homes
Living areabigger than1,688 ft²68% of homes53% of homes
Lot sizebigger than0.48 ac41% of homes44% of homes
Year builtnewer than197845% of homes46% of homes

About 75 Ruth Cir

How much is 75 Ruth Cir, Cowarts, AL worth?

The TopHap Estimate for 75 Ruth Cir, Cowarts, AL is $107,584 as of Jul 14, 2026. The likely range is $79,380 to $135,788. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 75 Ruth Cir, Cowarts, AL last sell?

75 Ruth Cir, Cowarts, AL last sold on Sep 29, 2020, according to the county's recorded deed.

How big is 75 Ruth Cir, Cowarts, AL?

75 Ruth Cir, Cowarts, AL has 3 bedrooms, 3 bathrooms, 1,688 square feet of living space and a 0.48-acre lot.

When was 75 Ruth Cir, Cowarts, AL built?

75 Ruth Cir, Cowarts, AL was built in 1978, making it 48 years old. The building has 1 story.

What schools serve 75 Ruth Cir, Cowarts, AL?

75 Ruth Cir, Cowarts, AL is assigned to Ashford High School (middle), rated C+; Ashford Elementary School (elementary), rated A+. All sit in Houston County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 75 Ruth Cir, Cowarts, AL compare to other homes in Cowarts 36321?

Among the 698 homes in Cowarts 36321, it is worth more than 20% of them ($107,584 against a typical $170,183), its price per square foot is higher than 7% of them ($64 against a typical $111), it is bigger than 68% of them (1,688 ft² against a typical 1,477 ft²), its lot is bigger than 41% of them (0.48 ac against a typical 0.53 ac) and it is newer than 45% of them (1978 against a typical 1985). Measured against all of Houston County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 75 Ruth Cir, Cowarts, AL?

The 2025 property tax bill for 75 Ruth Cir, Cowarts, AL was $467. The county assessed it at $15,860.

More homes on Ruth Cir

Closest homes

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Assigned schools

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