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Single Family ResidenceResidential
$1,173,922$404 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $1,092,500 on Jul 17, 2024

7529 SPEAR ST

CHARLOTTE, VT 05445
4
Beds
5.5
Baths
2,908 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.02 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.2M
$1M low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,092,500 · Jul 17, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,961 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$904,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$250,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$654,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,188,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHITTENDEN
Lot (acres)The size of the land the home sits on, from county records.2.02
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Radiant
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charlotte Central SchoolA+
Elementary · Grades PK–8 · 3.3 mi
H
Champlain Valley Union High SchoolA+
High · Grades 9–12 · 7.3 mi

District: Champlain Valley Unified School District

Neighborhood · ZIP 05445These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.97

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,430
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.83 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,877
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$168,138
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7529 Spear St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Chittenden County
  • Costs more per square foot than 86% of homes in Chittenden County
  • Bigger than 92% of homes in Chittenden County
  • Has a bigger lot than 76% of homes in Chittenden County
  • Among the newest homes in Chittenden County

What homes are worth in Charlotte 05445

Each bar is how many homes fall in that price range. The marker is this home.

This home
$403K$2.9M

This home is worth more than 75% of homes in Charlotte 05445.

How it measures up in Charlotte 05445

The dot is this home. The mark in the middle is the typical home in Charlotte 05445.

Estimated value$1,173,922
CheaperTypical $885,772Pricier

Pricier than 75% of homes nearby

Price per ft²$404
CheaperTypical $397Pricier

Pricier than 53% of homes nearby

Living area2,908 ft²
SmallerTypical 2,296 ft²Bigger

Bigger than 70% of homes nearby

Lot size2.02 ac
SmallerTypical 5 acBigger

Bigger than 30% of homes nearby

Year built2021
OlderTypical 1982Newer

Newer than 98% of homes nearby

How 7529 Spear St ranks against every home in each area.
MeasureThis homeCharlotte 05445Chittenden County
Estimated valuepricier than$1,173,92275% of homes97% of homes
Price per ft²pricier than$40453% of homes86% of homes
Living areabigger than2,908 ft²70% of homes92% of homes
Lot sizebigger than2.02 ac30% of homes76% of homes
Year builtnewer than202198% of homesalmost all homes

About 7529 Spear St

How much is 7529 Spear St, Charlotte, VT worth?

The TopHap Estimate for 7529 Spear St, Charlotte, VT is $1,173,922 as of Oct 21, 2026. The likely range is $1,047,533 to $1,300,311. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7529 Spear St, Charlotte, VT last sell?

7529 Spear St, Charlotte, VT last sold on Jul 17, 2024 for $1,092,500, according to the county's recorded deed.

How big is 7529 Spear St, Charlotte, VT?

7529 Spear St, Charlotte, VT has 4 bedrooms, 5.5 bathrooms, 2,908 square feet of living space and a 2.02-acre lot.

When was 7529 Spear St, Charlotte, VT built?

7529 Spear St, Charlotte, VT was built in 2021, making it 5 years old. The building has 2 stories.

What schools serve 7529 Spear St, Charlotte, VT?

7529 Spear St, Charlotte, VT is assigned to Charlotte Central School (elementary), rated A+; Champlain Valley Union High School (high), rated A+. All sit in Champlain Valley Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7529 Spear St, Charlotte, VT compare to other homes in Charlotte 05445?

Among the 1,685 homes in Charlotte 05445, it is worth more than 75% of them ($1,173,922 against a typical $885,772), its price per square foot is higher than 53% of them ($404 against a typical $397), it is bigger than 70% of them (2,908 ft² against a typical 2,296 ft²), its lot is bigger than 30% of them (2.02 ac against a typical 5 ac) and it is newer than 98% of them (2021 against a typical 1982). Measured against all of Chittenden County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7529 Spear St, Charlotte, VT?

The 2025 property tax bill for 7529 Spear St, Charlotte, VT was $11,961. The county assessed it at $904,600.

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