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Single Family ResidenceResidential
$40,970$34 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

76 WATER ST

SPENCER, WV 25276
2
Beds
1
Baths
1,210 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$41K
$30K low$51K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$44 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,020 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,660
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,360
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,420
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$41,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyRoane
Lot (acres)The size of the land the home sits on, from county records.0.44
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 252 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Spencer Middle SchoolB-
Middle · Grades 5–8 · 0.4 mi
E
Spencer Elementary SchoolC-
Elementary · Grades PK–4 · 0.6 mi
H
Roane County High SchoolF
High · Grades 9–12 · 1.8 mi

District: Roane County School District

Neighborhood · ZIP 25276These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,224
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$39,148
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,446
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

76 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Roane County
  • Costs less per square foot than 95% of homes in Roane County
  • Smaller than 68% of homes in Spencer 25276
  • Has a smaller lot than 79% of homes in Roane County
  • Older than 86% of homes in Spencer 25276

What homes are worth in Spencer 25276

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$442K

This home is worth more than 10% of homes in Spencer 25276.

How it measures up in Spencer 25276

The dot is this home. The mark in the middle is the typical home in Spencer 25276.

Estimated value$40,970
CheaperTypical $115,260Pricier

Pricier than 10% of homes nearby

Price per ft²$34
CheaperTypical $84Pricier

Pricier than 7% of homes nearby

Living area1,210 ft²
SmallerTypical 1,467 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.44 ac
SmallerTypical 1.04 acBigger

Bigger than 34% of homes nearby

Year built1900
OlderTypical 1968Newer

Newer than 14% of homes nearby

How 76 Water St ranks against every home in each area.
MeasureThis homeSpencer 25276Roane County
Estimated valuepricier than$40,97010% of homes9% of homes
Price per ft²pricier than$347% of homes5% of homes
Living areabigger than1,210 ft²32% of homes33% of homes
Lot sizebigger than0.44 ac34% of homes21% of homes
Year builtnewer than190014% of homes14% of homes

About 76 Water St

How much is 76 Water St, Spencer, WV worth?

The TopHap Estimate for 76 Water St, Spencer, WV is $40,970 as of Aug 30, 2026. The likely range is $30,491 to $51,449. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 76 Water St, Spencer, WV?

76 Water St, Spencer, WV has 2 bedrooms, 1 bathrooms, 1,210 square feet of living space and a 0.44-acre lot.

When was 76 Water St, Spencer, WV built?

76 Water St, Spencer, WV was built in 1900, making it 126 years old. It is a conventional home. The building has 1 story.

What schools serve 76 Water St, Spencer, WV?

76 Water St, Spencer, WV is assigned to Spencer Middle School (middle), rated B-; Spencer Elementary School (elementary), rated C-; Roane County High School (high), rated F. All sit in Roane County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 76 Water St, Spencer, WV compare to other homes in Spencer 25276?

Among the 3,432 homes in Spencer 25276, it is worth more than 10% of them ($40,970 against a typical $115,260), its price per square foot is higher than 7% of them ($34 against a typical $84), it is bigger than 32% of them (1,210 ft² against a typical 1,467 ft²), its lot is bigger than 34% of them (0.44 ac against a typical 1.04 ac) and it is newer than 14% of them (1900 against a typical 1968). Measured against all of Roane County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 76 Water St, Spencer, WV?

The 2025 property tax bill for 76 Water St, Spencer, WV was $44. The county assessed it at $25,020.

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