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Rural ResidenceResidential
$224,307$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

7646 WATER ST

MADISON, NY 13402
4
Beds
2 / 1
Baths
2,122 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
97.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$224K
$213K low$235K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,177 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$108,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$52,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$108,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$216,567

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
68
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.97.80
HeatingThe type of heating system in the home.Forced Air
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 331 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Madison Central SchoolC
Elementary · Grades PK–12 · 1.4 mi

District: Madison Central School District

Neighborhood · ZIP 13402These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,759
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.66 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,818
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,406
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7646 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Madison 13402
  • Costs less per square foot than 75% of homes in Madison County
  • Bigger than 77% of homes in Madison 13402
  • Has a bigger lot than 98% of homes in Madison County
  • Older than 85% of homes in Madison County

What homes are worth in Madison 13402

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$408K

This home is worth more than 76% of homes in Madison 13402.

How it measures up in Madison 13402

The dot is this home. The mark in the middle is the typical home in Madison 13402.

Estimated value$224,307
CheaperTypical $153,815Pricier

Pricier than 76% of homes nearby

Price per ft²$106
CheaperTypical $94Pricier

Pricier than 63% of homes nearby

Living area2,122 ft²
SmallerTypical 1,596 ft²Bigger

Bigger than 77% of homes nearby

Lot size97.8 ac
SmallerTypical 1.25 acBigger

Bigger than 96% of homes nearby

Year built1880
OlderTypical 1965Newer

Newer than 24% of homes nearby

How 7646 Water St ranks against every home in each area.
MeasureThis homeMadison 13402Madison County
Estimated valuepricier than$224,30776% of homes51% of homes
Price per ft²pricier than$10663% of homes25% of homes
Living areabigger than2,122 ft²77% of homes77% of homes
Lot sizebigger than97.8 ac96% of homes98% of homes
Year builtnewer than188024% of homes15% of homes

About 7646 Water St

How much is 7646 Water St, Madison, NY worth?

The TopHap Estimate for 7646 Water St, Madison, NY is $224,307 as of Aug 30, 2026. The likely range is $213,467 to $235,147. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 7646 Water St, Madison, NY?

7646 Water St, Madison, NY has 4 bedrooms, 2 bathrooms, 2,122 square feet of living space and a 97.80-acre lot.

When was 7646 Water St, Madison, NY built?

7646 Water St, Madison, NY was built in 1880, making it 146 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 7646 Water St, Madison, NY?

7646 Water St, Madison, NY is assigned to Madison Central School (elementary), rated C. All sit in Madison Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7646 Water St, Madison, NY compare to other homes in Madison 13402?

Among the 530 homes in Madison 13402, it is worth more than 76% of them ($224,307 against a typical $153,815), its price per square foot is higher than 63% of them ($106 against a typical $94), it is bigger than 77% of them (2,122 ft² against a typical 1,596 ft²), its lot is bigger than 96% of them (97.8 ac against a typical 1.25 ac) and it is newer than 24% of them (1880 against a typical 1965). Measured against all of Madison County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7646 Water St, Madison, NY?

The 2025 property tax bill for 7646 Water St, Madison, NY was $5,177. The county assessed it at $108,500.

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