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Single Family ResidenceResidential
$274,288$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $82,000 on Mar 10, 2003

765 CREEK LOCKS RD

ROSENDALE, NY 12472
2
Beds
2 / 1
Baths
1,495 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.82 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$274K
$222K low$326K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$82,000 · Mar 10, 2003
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$213,235
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$170,588
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$61,053
WELLS FARGO BK · recorded Oct 31, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,926 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$116,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$57,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$59,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$116,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$184,127

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.102 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyUlster
Lot (acres)The size of the land the home sits on, from county records.2.82
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Robert R Graves SchoolC+
Elementary · Grades KG–4 · 4.2 mi
H
Kingston High SchoolC
High · Grades 9–12 · 5.4 mi
M
J Watson Bailey Middle SchoolC+
Middle · Grades 5–8 · 5.4 mi

District: Kingston City School District

Neighborhood · ZIP 12472These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,125
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.297 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,405
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,030
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

765 Creek Locks Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Rosendale 12472
  • Costs less per square foot than 94% of homes in Rosendale 12472
  • Has a bigger lot than 85% of homes in Rosendale 12472
  • Older than 75% of homes in Ulster County

What homes are worth in Rosendale 12472

Each bar is how many homes fall in that price range. The marker is this home.

This home
$196K$900K

This home is worth more than 10% of homes in Rosendale 12472.

How it measures up in Rosendale 12472

The dot is this home. The mark in the middle is the typical home in Rosendale 12472.

Estimated value$274,288
CheaperTypical $416,814Pricier

Pricier than 10% of homes nearby

Price per ft²$183
CheaperTypical $287Pricier

Pricier than 6% of homes nearby

Living area1,495 ft²
SmallerTypical 1,534 ft²Bigger

Bigger than 47% of homes nearby

Lot size2.82 ac
SmallerTypical 0.52 acBigger

Bigger than 85% of homes nearby

Year built1930
OlderTypical 1939Newer

Newer than 46% of homes nearby

How 765 Creek Locks Rd ranks against every home in each area.
MeasureThis homeRosendale 12472Ulster County
Estimated valuepricier than$274,28810% of homes10% of homes
Price per ft²pricier than$1836% of homes6% of homes
Living areabigger than1,495 ft²47% of homes42% of homes
Lot sizebigger than2.82 ac85% of homes76% of homes
Year builtnewer than193046% of homes25% of homes

About 765 Creek Locks Rd

How much is 765 Creek Locks Rd, Rosendale, NY worth?

The TopHap Estimate for 765 Creek Locks Rd, Rosendale, NY is $274,288 as of Jul 14, 2026. The likely range is $222,447 to $326,129. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 765 Creek Locks Rd, Rosendale, NY last sell?

765 Creek Locks Rd, Rosendale, NY last sold on Mar 10, 2003 for $82,000, according to the county's recorded deed.

How big is 765 Creek Locks Rd, Rosendale, NY?

765 Creek Locks Rd, Rosendale, NY has 2 bedrooms, 2 bathrooms, 1,495 square feet of living space and a 2.82-acre lot.

When was 765 Creek Locks Rd, Rosendale, NY built?

765 Creek Locks Rd, Rosendale, NY was built in 1930, making it 96 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 765 Creek Locks Rd, Rosendale, NY?

765 Creek Locks Rd, Rosendale, NY is assigned to Robert R Graves School (elementary), rated C+; Kingston High School (high), rated C; J Watson Bailey Middle School (middle), rated C+. All sit in Kingston City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 765 Creek Locks Rd, Rosendale, NY compare to other homes in Rosendale 12472?

Among the 578 homes in Rosendale 12472, it is worth more than 10% of them ($274,288 against a typical $416,814), its price per square foot is higher than 6% of them ($183 against a typical $287), it is bigger than 47% of them (1,495 ft² against a typical 1,534 ft²), its lot is bigger than 85% of them (2.82 ac against a typical 0.52 ac) and it is newer than 46% of them (1930 against a typical 1939). Measured against all of Ulster County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 765 Creek Locks Rd, Rosendale, NY?

The 2024 property tax bill for 765 Creek Locks Rd, Rosendale, NY was $3,926. The county assessed it at $116,000.

Closest homes

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Assigned schools

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