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CondominiumResidential
$795,472$557 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $470,000 on Dec 27, 2016

765 HARBOR CLIFF WAY

OCEANSIDE, CA 92054
Building report
3
Beds
3.5
Baths
1,427 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$795K
$745K low$846K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$470,000 · Dec 27, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,063 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$556,374 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$294,459
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$261,915
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$545,466

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
78
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
21
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
13
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountySAN DIEGO
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Laurel Elementary SchoolD+
Elementary · Grades KG–5 · 0.4 mi
H
Oceanside High SchoolC
High · Grades 9–12 · 0.4 mi
M
Jefferson Middle SchoolD-
Middle · Grades 6–8 · 1.0 mi

District: Oceanside Unified School District

Neighborhood · ZIP 92054These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.266

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.39,319
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,696 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,577
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,079
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

765 Harbor Cliff Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Oceanside 92054
  • Costs less per square foot than 83% of homes in Oceanside 92054
  • Bigger than 78% of homes in Eastside Capistrano
  • Has a bigger lot than 86% of homes in Oceanside 92054
  • Newer than 98% of homes in Eastside Capistrano

What homes are worth in Oceanside 92054

Each bar is how many homes fall in that price range. The marker is this home.

This home
$401K$3.9M

This home is worth more than 20% of homes in Oceanside 92054.

How it measures up in Oceanside 92054

The dot is this home. The mark in the middle is the typical home in Oceanside 92054.

Estimated value$795,472
CheaperTypical $1,100,905Pricier

Pricier than 20% of homes nearby

Price per ft²$557
CheaperTypical $734Pricier

Pricier than 17% of homes nearby

Living area1,427 ft²
SmallerTypical 1,228 ft²Bigger

Bigger than 62% of homes nearby

Lot size1.6 ac
SmallerTypical 0.49 acBigger

Bigger than 86% of homes nearby

Year built2006
OlderTypical 1984Newer

Newer than 93% of homes nearby

How 765 Harbor Cliff Way ranks against every home in each area.
MeasureThis homeEastside CapistranoOceanside 92054San Diego County
Estimated valuepricier than$795,47266% of homes20% of homes40% of homes
Price per ft²pricier than$55729% of homes17% of homes49% of homes
Living areabigger than1,427 ft²78% of homes62% of homes46% of homes
Lot sizebigger than1.6 ac82% of homes86% of homes80% of homes
Year builtnewer than200698% of homes93% of homes89% of homes

About 765 Harbor Cliff Way

How much is 765 Harbor Cliff Way, Oceanside, CA worth?

The TopHap Estimate for 765 Harbor Cliff Way, Oceanside, CA is $795,472 as of Oct 21, 2026. The likely range is $744,877 to $846,067. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 765 Harbor Cliff Way, Oceanside, CA last sell?

765 Harbor Cliff Way, Oceanside, CA last sold on Dec 27, 2016 for $470,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 765 Harbor Cliff Way, Oceanside, CA?

765 Harbor Cliff Way, Oceanside, CA has 3 bedrooms, 3.5 bathrooms and 1,427 square feet of living space.

When was 765 Harbor Cliff Way, Oceanside, CA built?

765 Harbor Cliff Way, Oceanside, CA was built in 2006, making it 20 years old. It is a condo/apartment home.

What schools serve 765 Harbor Cliff Way, Oceanside, CA?

765 Harbor Cliff Way, Oceanside, CA is assigned to Laurel Elementary School (elementary), rated D+; Oceanside High School (high), rated C; Jefferson Middle School (middle), rated D-. All sit in Oceanside Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 765 Harbor Cliff Way, Oceanside, CA compare to other homes in Oceanside 92054?

Among the 15,464 homes in Oceanside 92054, it is worth more than 20% of them ($795,472 against a typical $1,100,905), its price per square foot is higher than 17% of them ($557 against a typical $734), it is bigger than 62% of them (1,427 ft² against a typical 1,228 ft²), its lot is bigger than 86% of them (1.6 ac against a typical 0.49 ac) and it is newer than 93% of them (2006 against a typical 1984). Measured against all of San Diego County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 765 Harbor Cliff Way, Oceanside, CA?

The 2025 property tax bill for 765 Harbor Cliff Way, Oceanside, CA was $6,063. The county assessed it at $556,374.

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Assigned schools

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