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Single Family ResidenceResidential
$1,052,936$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,396,500 on May 11, 2026

769 RIVER POINTE PL

MISHAWAKA, IN 46544
4
Beds
4
Baths
4,497 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
13
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,396,500 · May 11, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$2,936
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$2,349
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.100%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,050,000
Null Placeholder · 5.88% 1 · recorded May 11, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,754 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$587,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$80,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$506,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$567,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$587,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.76 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. JOSEPH
Lot (acres)The size of the land the home sits on, from county records.0.64
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Penn High SchoolA+
High · Grades 9–12 · 0.5 mi
E
Moran Elementary SchoolA+
Elementary · Grades KG–5 · 1.1 mi
M
Grissom Middle SchoolB-
Middle · Grades 6–8 · 4.9 mi

District: Penn-Harris-Madison School Corporation

Neighborhood · ZIP 46544These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.33,664
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.830 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,028
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,104
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

769 River Pointe Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Mishawaka 46544
  • Costs more per square foot than 92% of homes in Mishawaka 46544
  • Among the largest homes in Mishawaka 46544
  • Has a bigger lot than 86% of homes in Mishawaka 46544
  • Newer than 78% of homes in Mishawaka 46544

What homes are worth in Mishawaka 46544

Each bar is how many homes fall in that price range. The marker is this home.

This home
$72K$459K

This home is worth more than almost all homes in Mishawaka 46544.

How it measures up in Mishawaka 46544

The dot is this home. The mark in the middle is the typical home in Mishawaka 46544.

Estimated value$1,052,936
CheaperTypical $186,028Pricier

Pricier than almost all homes nearby

Price per ft²$234
CheaperTypical $142Pricier

Pricier than 92% of homes nearby

Living area4,497 ft²
SmallerTypical 1,316 ft²Bigger

Bigger than almost all homes nearby

Lot size0.64 ac
SmallerTypical 0.18 acBigger

Bigger than 86% of homes nearby

Year built1981
OlderTypical 1955Newer

Newer than 78% of homes nearby

How 769 River Pointe Pl ranks against every home in each area.
MeasureThis homeMishawaka 46544St. Joseph County
Estimated valuepricier than$1,052,936almost all homesalmost all homes
Price per ft²pricier than$23492% of homes88% of homes
Living areabigger than4,497 ft²almost all homesalmost all homes
Lot sizebigger than0.64 ac86% of homes83% of homes
Year builtnewer than198178% of homes70% of homes

About 769 River Pointe Pl

How much is 769 River Pointe Pl, Mishawaka, IN worth?

The TopHap Estimate for 769 River Pointe Pl, Mishawaka, IN is $1,052,936 as of Jul 14, 2026. The likely range is $1,002,332 to $1,103,540. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 769 River Pointe Pl, Mishawaka, IN last sell?

769 River Pointe Pl, Mishawaka, IN last sold on May 11, 2026 for $1,396,500, according to the county's recorded deed.

How big is 769 River Pointe Pl, Mishawaka, IN?

769 River Pointe Pl, Mishawaka, IN has 4 bedrooms, 4 bathrooms, 4,497 square feet of living space and a 0.64-acre lot.

When was 769 River Pointe Pl, Mishawaka, IN built?

769 River Pointe Pl, Mishawaka, IN was built in 1981, making it 45 years old. The building has 1 story.

What schools serve 769 River Pointe Pl, Mishawaka, IN?

769 River Pointe Pl, Mishawaka, IN is assigned to Penn High School (high), rated A+; Moran Elementary School (elementary), rated A+; Grissom Middle School (middle), rated B-. All sit in Penn-Harris-Madison School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 769 River Pointe Pl, Mishawaka, IN compare to other homes in Mishawaka 46544?

Among the 10,787 homes in Mishawaka 46544, it is worth more than almost all of them ($1,052,936 against a typical $186,028), its price per square foot is higher than 92% of them ($234 against a typical $142), it is bigger than almost all of them (4,497 ft² against a typical 1,316 ft²), its lot is bigger than 86% of them (0.64 ac against a typical 0.18 ac) and it is newer than 78% of them (1981 against a typical 1955). Measured against all of St. Joseph County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 769 River Pointe Pl, Mishawaka, IN?

The 2025 property tax bill for 769 River Pointe Pl, Mishawaka, IN was $11,754. The county assessed it at $587,700.

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Assigned schools

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