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Single Family ResidenceResidential
$223,770$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $8,000 on May 29, 1998

77 E ROCK LAKE RD

OTTO, NC 28763
3
Beds
2
Baths
1,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.96 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$224K
$181K low$266K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$8,000 · May 29, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$975 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$252,070 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,220
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$220,850
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$252,070
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$252,070

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMACON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.0.96
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 56 ft²Patio · 56 ft²Porch · 232 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Macon Elementary SchoolB-
Elementary · Grades PK–4 · 1.3 mi
H
Macon Early College High SchoolB+
High · Grades 9–12 · 4.7 mi
M
Macon Middle SchoolB-
Middle · Grades 7–8 · 5.2 mi

District: Macon County Schools

Neighborhood · ZIP 28763These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,692
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,225
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,675
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.80 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

77 E Rock Lake Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Macon County
  • Costs less per square foot than 74% of homes in Macon County
  • Smaller than 66% of homes in Macon County
  • Has a smaller lot than 69% of homes in Otto 28763
  • Newer than 76% of homes in Otto 28763

What homes are worth in Otto 28763

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$820K

This home is worth more than 24% of homes in Otto 28763.

How it measures up in Otto 28763

The dot is this home. The mark in the middle is the typical home in Otto 28763.

Estimated value$223,770
CheaperTypical $298,892Pricier

Pricier than 24% of homes nearby

Price per ft²$194
CheaperTypical $226Pricier

Pricier than 32% of homes nearby

Living area1,152 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.96 ac
SmallerTypical 1.4 acBigger

Bigger than 31% of homes nearby

Year built1998
OlderTypical 1986Newer

Newer than 76% of homes nearby

How 77 E Rock Lake Rd ranks against every home in each area.
MeasureThis homeOtto 28763Macon County
Estimated valuepricier than$223,77024% of homes21% of homes
Price per ft²pricier than$19432% of homes26% of homes
Living areabigger than1,152 ft²39% of homes34% of homes
Lot sizebigger than0.96 ac31% of homes44% of homes
Year builtnewer than199876% of homes76% of homes

About 77 E Rock Lake Rd

How much is 77 E Rock Lake Rd, Otto, NC worth?

The TopHap Estimate for 77 E Rock Lake Rd, Otto, NC is $223,770 as of Aug 30, 2026. The likely range is $181,294 to $266,246. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 77 E Rock Lake Rd, Otto, NC last sell?

77 E Rock Lake Rd, Otto, NC last sold on May 29, 1998 for $8,000, according to the county's recorded deed.

How big is 77 E Rock Lake Rd, Otto, NC?

77 E Rock Lake Rd, Otto, NC has 3 bedrooms, 2 bathrooms, 1,152 square feet of living space and a 0.96-acre lot.

When was 77 E Rock Lake Rd, Otto, NC built?

77 E Rock Lake Rd, Otto, NC was built in 1998, making it 28 years old. It is a conventional home. The building has 1 story.

What schools serve 77 E Rock Lake Rd, Otto, NC?

77 E Rock Lake Rd, Otto, NC is assigned to South Macon Elementary School (elementary), rated B-; Macon Early College High School (high), rated B+; Macon Middle School (middle), rated B-. All sit in Macon County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 77 E Rock Lake Rd, Otto, NC compare to other homes in Otto 28763?

Among the 1,678 homes in Otto 28763, it is worth more than 24% of them ($223,770 against a typical $298,892), its price per square foot is higher than 32% of them ($194 against a typical $226), it is bigger than 39% of them (1,152 ft² against a typical 1,280 ft²), its lot is bigger than 31% of them (0.96 ac against a typical 1.4 ac) and it is newer than 76% of them (1998 against a typical 1986). Measured against all of Macon County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 77 E Rock Lake Rd, Otto, NC?

The 2025 property tax bill for 77 E Rock Lake Rd, Otto, NC was $975. The county assessed it at $252,070.

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