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Single Family ResidenceResidential
$144,344$301 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $131,500 on Oct 5, 2021

770 SPENCE LN

HILHAM, TN 38568
1
Baths
480 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
7.48 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$144K
$120K low$168K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$131,500 · Oct 5, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$385 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,825 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,525
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,825
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$59,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
88
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.114 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Lot (acres)The size of the land the home sits on, from county records.7.48
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 200 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Celina K-8D
Elementary · Grades PK–8 · 6.2 mi
H
Clay County Adult High School
High · Grades 9–12 · 6.8 mi

District: Clay County School District

Neighborhood · ZIP 38568These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,422
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.38 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,122
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,016
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

770 Spence Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Hilham 38568
  • Costs more per square foot than 95% of homes in Clay County
  • Among the smallest homes in Clay County
  • Has a bigger lot than 71% of homes in Clay County
  • Newer than 86% of homes in Clay County

What homes are worth in Hilham 38568

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$677K

This home is worth more than 21% of homes in Hilham 38568.

How it measures up in Hilham 38568

The dot is this home. The mark in the middle is the typical home in Hilham 38568.

Estimated value$144,344
CheaperTypical $237,683Pricier

Pricier than 21% of homes nearby

Price per ft²$301
CheaperTypical $180Pricier

Pricier than 92% of homes nearby

Living area480 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 2% of homes nearby

Lot size7.48 ac
SmallerTypical 4.2 acBigger

Bigger than 63% of homes nearby

Year built2005
OlderTypical 1993Newer

Newer than 76% of homes nearby

How 770 Spence Ln ranks against every home in each area.
MeasureThis homeHilham 38568Clay County
Estimated valuepricier than$144,34421% of homes31% of homes
Price per ft²pricier than$30192% of homes95% of homes
Living areabigger than480 ft²2% of homesalmost no homes
Lot sizebigger than7.48 ac63% of homes71% of homes
Year builtnewer than200576% of homes86% of homes

About 770 Spence Ln

How much is 770 Spence Ln, Hilham, TN worth?

The TopHap Estimate for 770 Spence Ln, Hilham, TN is $144,344 as of Sep 24, 2026. The likely range is $120,388 to $168,300. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 770 Spence Ln, Hilham, TN last sell?

770 Spence Ln, Hilham, TN last sold on Oct 5, 2021 for $131,500, according to the county's recorded deed.

How big is 770 Spence Ln, Hilham, TN?

770 Spence Ln, Hilham, TN has 1 bathrooms, 480 square feet of living space and a 7.48-acre lot.

When was 770 Spence Ln, Hilham, TN built?

770 Spence Ln, Hilham, TN was built in 2005, making it 21 years old. The building has 2 stories.

What schools serve 770 Spence Ln, Hilham, TN?

770 Spence Ln, Hilham, TN is assigned to Celina K-8 (elementary), rated D; Clay County Adult High School (high). All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 770 Spence Ln, Hilham, TN compare to other homes in Hilham 38568?

Among the 1,038 homes in Hilham 38568, it is worth more than 21% of them ($144,344 against a typical $237,683), its price per square foot is higher than 92% of them ($301 against a typical $180), it is bigger than 2% of them (480 ft² against a typical 1,248 ft²), its lot is bigger than 63% of them (7.48 ac against a typical 4.2 ac) and it is newer than 76% of them (2005 against a typical 1993). Measured against all of Clay County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 770 Spence Ln, Hilham, TN?

The 2024 property tax bill for 770 Spence Ln, Hilham, TN was $385. The county assessed it at $14,825.

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