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CondominiumResidential
$189,457$179 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $80,000 on Feb 24, 2026

774 TERRACE CT

ELGIN, IL 60120
Building report
2
Beds
0
Baths
1,057 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.95 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.

Valuation

$189K
$176K low$203K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$80,000 · Feb 24, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,174 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,923 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$857
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$11,066
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,026
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$119,230

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
79
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.69 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyCOOK
Lot (acres)The size of the land the home sits on, from county records.0.95
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ellis Middle SchoolD
Middle · Grades 7–8 · 0.5 mi
E
Lords Park Elementary SchoolD
Elementary · Grades KG–6 · 0.6 mi
H
Elgin High SchoolD
High · Grades 9–12 · 1.1 mi

District: School District U-46

Neighborhood · ZIP 60120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.51,977
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,612
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

774 Terrace Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Elgin 60120
  • Costs less per square foot than 77% of homes in Cook County
  • Smaller than 85% of homes in Elgin 60120
  • Has a bigger lot than 87% of homes in Cook County
  • Newer than 81% of homes in Cook County

What homes are worth in Elgin 60120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$573K

This home is worth more than 5% of homes in Elgin 60120.

How it measures up in Elgin 60120

The dot is this home. The mark in the middle is the typical home in Elgin 60120.

Estimated value$189,457
CheaperTypical $284,847Pricier

Pricier than 5% of homes nearby

Price per ft²$179
CheaperTypical $206Pricier

Pricier than 26% of homes nearby

Living area1,057 ft²
SmallerTypical 1,428 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.95 ac
SmallerTypical 0.2 acBigger

Bigger than 86% of homes nearby

Year built1988
OlderTypical 1969Newer

Newer than 72% of homes nearby

How 774 Terrace Ct ranks against every home in each area.
MeasureThis homeElgin 60120Cook County
Estimated valuepricier than$189,4575% of homes16% of homes
Price per ft²pricier than$17926% of homes23% of homes
Living areabigger than1,057 ft²15% of homes19% of homes
Lot sizebigger than0.95 ac86% of homes87% of homes
Year builtnewer than198872% of homes81% of homes

About 774 Terrace Ct

How much is 774 Terrace Ct, Elgin, IL worth?

The TopHap Estimate for 774 Terrace Ct, Elgin, IL is $189,457 as of Sep 24, 2026. The likely range is $175,927 to $202,987. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 774 Terrace Ct, Elgin, IL last sell?

774 Terrace Ct, Elgin, IL last sold on Feb 24, 2026 for $80,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 774 Terrace Ct, Elgin, IL?

774 Terrace Ct, Elgin, IL has 2 bedrooms, 1,057 square feet of living space and a 0.95-acre lot.

When was 774 Terrace Ct, Elgin, IL built?

774 Terrace Ct, Elgin, IL was built in 1988, making it 38 years old. It is a condo/apartment home.

What schools serve 774 Terrace Ct, Elgin, IL?

774 Terrace Ct, Elgin, IL is assigned to Ellis Middle School (middle), rated D; Lords Park Elementary School (elementary), rated D; Elgin High School (high), rated D. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 774 Terrace Ct, Elgin, IL compare to other homes in Elgin 60120?

Among the 13,139 homes in Elgin 60120, it is worth more than 5% of them ($189,457 against a typical $284,847), its price per square foot is higher than 26% of them ($179 against a typical $206), it is bigger than 15% of them (1,057 ft² against a typical 1,428 ft²), its lot is bigger than 86% of them (0.95 ac against a typical 0.2 ac) and it is newer than 72% of them (1988 against a typical 1969). Measured against all of Cook County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 774 Terrace Ct, Elgin, IL?

The 2023 property tax bill for 774 Terrace Ct, Elgin, IL was $3,174. The county assessed it at $11,923.

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