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Single Family ResidenceResidential
$245,288$104 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

7749 STATE ROUTE 20

MADISON, NY 13402
3
Beds
2
Baths
2,362 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.85 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$245K
$223K low$267K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$84,288
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$67,430
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$161,000
FIRST NIAGARA BK · recorded Jun 3, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,609 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$138,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$126,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$138,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$276,447

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
11
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.0.85
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 292 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Madison Central SchoolC
Elementary · Grades PK–12 · 1.7 mi

District: Madison Central School District

Neighborhood · ZIP 13402These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.1,759
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.66 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,818
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,406
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7749 State Route 20 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Madison 13402
  • Costs less per square foot than 77% of homes in Madison County
  • Bigger than 85% of homes in Madison 13402
  • Has a smaller lot than 65% of homes in Madison 13402
  • Newer than 93% of homes in Madison 13402

What homes are worth in Madison 13402

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$447K

This home is worth more than 77% of homes in Madison 13402.

How it measures up in Madison 13402

The dot is this home. The mark in the middle is the typical home in Madison 13402.

Estimated value$245,288
CheaperTypical $161,167Pricier

Pricier than 77% of homes nearby

Price per ft²$104
CheaperTypical $98Pricier

Pricier than 56% of homes nearby

Living area2,362 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.85 ac
SmallerTypical 1.26 acBigger

Bigger than 35% of homes nearby

Year built2006
OlderTypical 1965Newer

Newer than 93% of homes nearby

How 7749 State Route 20 ranks against every home in each area.
MeasureThis homeMadison 13402Madison County
Estimated valuepricier than$245,28877% of homes56% of homes
Price per ft²pricier than$10456% of homes23% of homes
Living areabigger than2,362 ft²85% of homes84% of homes
Lot sizebigger than0.85 ac35% of homes53% of homes
Year builtnewer than200693% of homes92% of homes

About 7749 State Route 20

How much is 7749 State Route 20, Madison, NY worth?

The TopHap Estimate for 7749 State Route 20, Madison, NY is $245,288 as of Jul 14, 2026. The likely range is $223,110 to $267,466. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 7749 State Route 20, Madison, NY?

7749 State Route 20, Madison, NY has 3 bedrooms, 2 bathrooms, 2,362 square feet of living space and a 0.85-acre lot.

When was 7749 State Route 20, Madison, NY built?

7749 State Route 20, Madison, NY was built in 2006, making it 20 years old. It is a cape cod home. The building has 2 stories.

What schools serve 7749 State Route 20, Madison, NY?

7749 State Route 20, Madison, NY is assigned to Madison Central School (elementary), rated C. All sit in Madison Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7749 State Route 20, Madison, NY compare to other homes in Madison 13402?

Among the 530 homes in Madison 13402, it is worth more than 77% of them ($245,288 against a typical $161,167), its price per square foot is higher than 56% of them ($104 against a typical $98), it is bigger than 85% of them (2,362 ft² against a typical 1,568 ft²), its lot is bigger than 35% of them (0.85 ac against a typical 1.26 ac) and it is newer than 93% of them (2006 against a typical 1965). Measured against all of Madison County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7749 State Route 20, Madison, NY?

The 2025 property tax bill for 7749 State Route 20, Madison, NY was $6,609. The county assessed it at $138,500.

More homes on State Route 20

Closest homes

More homes in Madison 13402

Assigned schools

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