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Single Family ResidenceResidential
$678,900$213 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $32,000 on Apr 12, 2001

78 EMERALD PL

MONTEREY, TN 38574
3.5
Baths
3,180 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2004
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$679K
$630K low$728K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$32,000 · Apr 12, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,386 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$122,150 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$107,150
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$122,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$488,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.63 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCUMBERLAND
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2012
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 650 ft²Patio · 1,242 ft²Porch · 136 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pleasant Hill Elementary SchoolC-
Elementary · Grades PK–8 · 9.7 mi
H
Cumberland County High SchoolC-
High · Grades 9–12 · 12.8 mi

District: Cumberland County School District

Neighborhood · ZIP 38574These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,309
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

78 Emerald Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Monterey 38574
  • Costs more per square foot than 73% of homes in Monterey 38574
  • Bigger than 96% of homes in Monterey 38574
  • Newer than 74% of homes in Cumberland County

What homes are worth in Monterey 38574

Each bar is how many homes fall in that price range. The marker is this home.

This home
$53K$764K

This home is worth more than 97% of homes in Monterey 38574.

How it measures up in Monterey 38574

The dot is this home. The mark in the middle is the typical home in Monterey 38574.

Estimated value$678,900
CheaperTypical $245,263Pricier

Pricier than 97% of homes nearby

Price per ft²$213
CheaperTypical $164Pricier

Pricier than 73% of homes nearby

Living area3,180 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 96% of homes nearby

Year built2004
OlderTypical 1994Newer

Newer than 71% of homes nearby

How 78 Emerald Pl ranks against every home in each area.
MeasureThis homeMonterey 38574Cumberland County
Estimated valuepricier than$678,90097% of homes95% of homes
Price per ft²pricier than$21373% of homes72% of homes
Living areabigger than3,180 ft²96% of homes96% of homes
Year builtnewer than200471% of homes74% of homes

About 78 Emerald Pl

How much is 78 Emerald Pl, Monterey, TN worth?

The TopHap Estimate for 78 Emerald Pl, Monterey, TN is $678,900 as of Aug 30, 2026. The likely range is $630,106 to $727,694. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 78 Emerald Pl, Monterey, TN last sell?

78 Emerald Pl, Monterey, TN last sold on Apr 12, 2001 for $32,000, according to the county's recorded deed.

How big is 78 Emerald Pl, Monterey, TN?

78 Emerald Pl, Monterey, TN has 3.5 bathrooms and 3,180 square feet of living space.

When was 78 Emerald Pl, Monterey, TN built?

78 Emerald Pl, Monterey, TN was built in 2004, making it 22 years old. The building has 2 stories.

What schools serve 78 Emerald Pl, Monterey, TN?

78 Emerald Pl, Monterey, TN is assigned to Pleasant Hill Elementary School (elementary), rated C-; Cumberland County High School (high), rated C-. All sit in Cumberland County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 78 Emerald Pl, Monterey, TN compare to other homes in Monterey 38574?

Among the 3,756 homes in Monterey 38574, it is worth more than 97% of them ($678,900 against a typical $245,263), its price per square foot is higher than 73% of them ($213 against a typical $164), it is bigger than 96% of them (3,180 ft² against a typical 1,496 ft²) and it is newer than 71% of them (2004 against a typical 1994). Measured against all of Cumberland County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 78 Emerald Pl, Monterey, TN?

The 2025 property tax bill for 78 Emerald Pl, Monterey, TN was $1,386. The county assessed it at $122,150.

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Assigned schools

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