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Rural ResidenceResidential
$249,117$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

78 GARDEN LN

ASHLAND, KY 41102
3
Beds
2 / 1
Baths
1,508 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10 ac
Lot SizeThe size of the land the home sits on, from county records.
1974
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$249K
$214K low$284K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$690 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$131,684 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$86,684
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$131,684
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$131,684

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
97
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.143 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyGreenup
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2013
Lot (acres)The size of the land the home sits on, from county records.10.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Argillite Elementary SchoolD-
Elementary · Grades PK–5 · 5.5 mi
M
Wurtland Middle SchoolD+
Middle · Grades 6–8 · 7.3 mi
H
Greenup County High SchoolC
High · Grades 9–12 · 14.0 mi

District: Greenup County School District

Neighborhood · ZIP 41102These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.151
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.20,786
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,528
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

78 Garden Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Ashland 41102
  • Costs more per square foot than 92% of homes in Ashland 41102
  • Has a bigger lot than 96% of homes in Ashland 41102

What homes are worth in Ashland 41102

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$406K

This home is worth more than 89% of homes in Ashland 41102.

How it measures up in Ashland 41102

The dot is this home. The mark in the middle is the typical home in Ashland 41102.

Estimated value$249,117
CheaperTypical $125,245Pricier

Pricier than 89% of homes nearby

Price per ft²$165
CheaperTypical $95Pricier

Pricier than 92% of homes nearby

Living area1,508 ft²
SmallerTypical 1,366 ft²Bigger

Bigger than 59% of homes nearby

Lot size10 ac
SmallerTypical 0.44 acBigger

Bigger than 96% of homes nearby

Year built1974
OlderTypical 1971Newer

Newer than 56% of homes nearby

How 78 Garden Ln ranks against every home in each area.
MeasureThis homeAshland 41102Greenup County
Estimated valuepricier than$249,11789% of homes84% of homes
Price per ft²pricier than$16592% of homes91% of homes
Living areabigger than1,508 ft²59% of homes61% of homes
Lot sizebigger than10 ac96% of homes88% of homes
Year builtnewer than197456% of homes44% of homes

About 78 Garden Ln

How much is 78 Garden Ln, Ashland, KY worth?

The TopHap Estimate for 78 Garden Ln, Ashland, KY is $249,117 as of Aug 30, 2026. The likely range is $213,797 to $284,437. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 78 Garden Ln, Ashland, KY?

78 Garden Ln, Ashland, KY has 3 bedrooms, 2 bathrooms, 1,508 square feet of living space and a 10.00-acre lot.

When was 78 Garden Ln, Ashland, KY built?

78 Garden Ln, Ashland, KY was built in 1974, making it 52 years old. The building has 1 story.

What schools serve 78 Garden Ln, Ashland, KY?

78 Garden Ln, Ashland, KY is assigned to Argillite Elementary School (elementary), rated D-; Wurtland Middle School (middle), rated D+; Greenup County High School (high), rated C. All sit in Greenup County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 78 Garden Ln, Ashland, KY compare to other homes in Ashland 41102?

Among the 9,392 homes in Ashland 41102, it is worth more than 89% of them ($249,117 against a typical $125,245), its price per square foot is higher than 92% of them ($165 against a typical $95), it is bigger than 59% of them (1,508 ft² against a typical 1,366 ft²), its lot is bigger than 96% of them (10 ac against a typical 0.44 ac) and it is newer than 56% of them (1974 against a typical 1971). Measured against all of Greenup County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 78 Garden Ln, Ashland, KY?

The 2025 property tax bill for 78 Garden Ln, Ashland, KY was $690. The county assessed it at $131,684.

More homes on Garden Ln

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Assigned schools

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