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Single Family ResidenceResidential
$114,968$92 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

78 LLOYD ST

MONTICELLO, KY 42633
3
Beds
1
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$115K
$107K low$123K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$358 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$70,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$63,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$85,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.38 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWAYNE
Lot (acres)The size of the land the home sits on, from county records.0.40
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Bell Elementary School
Elementary · Grades 1–2 · 1.8 mi
H
Wayne County High SchoolD+
High · Grades 9–12 · 1.9 mi
M
Wayne County Middle SchoolD+
Middle · Grades 6–8 · 2.0 mi

District: Wayne County School District

Neighborhood · ZIP 42633These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.122
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,076
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,105
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,307
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

78 Lloyd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 81% of homes in Monticello 42633
  • Older than 79% of homes in Monticello 42633

What homes are worth in Monticello 42633

Each bar is how many homes fall in that price range. The marker is this home.

This home
$22K$451K

This home is worth more than 42% of homes in Monticello 42633.

How it measures up in Monticello 42633

The dot is this home. The mark in the middle is the typical home in Monticello 42633.

Estimated value$114,968
CheaperTypical $132,495Pricier

Pricier than 42% of homes nearby

Price per ft²$92
CheaperTypical $103Pricier

Pricier than 41% of homes nearby

Living area1,248 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.4 ac
SmallerTypical 1 acBigger

Bigger than 19% of homes nearby

Year built1957
OlderTypical 1978Newer

Newer than 21% of homes nearby

How 78 Lloyd St ranks against every home in each area.
MeasureThis homeMonticello 42633
Estimated valuepricier than$114,96842% of homes
Price per ft²pricier than$9241% of homes
Living areabigger than1,248 ft²54% of homes
Lot sizebigger than0.4 ac19% of homes
Year builtnewer than195721% of homes

About 78 Lloyd St

How much is 78 Lloyd St, Monticello, KY worth?

The TopHap Estimate for 78 Lloyd St, Monticello, KY is $114,968 as of Aug 30, 2026. The likely range is $106,977 to $122,959. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 78 Lloyd St, Monticello, KY last sell?

78 Lloyd St, Monticello, KY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 78 Lloyd St, Monticello, KY?

78 Lloyd St, Monticello, KY has 3 bedrooms, 1 bathrooms, 1,248 square feet of living space and a 0.40-acre lot.

When was 78 Lloyd St, Monticello, KY built?

78 Lloyd St, Monticello, KY was built in 1957, making it 69 years old. The building has 1 story.

What schools serve 78 Lloyd St, Monticello, KY?

78 Lloyd St, Monticello, KY is assigned to Bell Elementary School (elementary); Wayne County High School (high), rated D+; Wayne County Middle School (middle), rated D+. All sit in Wayne County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 78 Lloyd St, Monticello, KY compare to other homes in Monticello 42633?

Among the 9,411 homes in Monticello 42633, it is worth more than 42% of them ($114,968 against a typical $132,495), its price per square foot is higher than 41% of them ($92 against a typical $103), it is bigger than 54% of them (1,248 ft² against a typical 1,216 ft²), its lot is bigger than 19% of them (0.4 ac against a typical 1 ac) and it is newer than 21% of them (1957 against a typical 1978). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 78 Lloyd St, Monticello, KY?

The 2025 property tax bill for 78 Lloyd St, Monticello, KY was $358. The county assessed it at $85,000.

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