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Single Family ResidenceResidential
$437,272$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

78 RUTH AVE

HAMPDEN, ME 04444
4
Beds
2.5
Baths
2,838 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$437K
$352K low$523K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.121%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$247,761
KEY FINANCIAL SERVICES INC · recorded Jun 24, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$236,273
WELLS FARGO MORTGAGE
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,017 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$340,910 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$61,770
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$279,140
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$303,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$433,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyPENOBSCOT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.0.51
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hampden AcademyB
High · Grades 9–12 · 1.2 mi
E
Earl C Mcgraw School
Elementary · Grades PK–1 · 1.3 mi
M
Reeds Brook Middle SchoolA+
Middle · Grades 6–8 · 1.5 mi

District: Regional School Unit 22

Neighborhood · ZIP 04444These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.49
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,652
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,136
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,614
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

78 Ruth Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 86% of homes in Penobscot County
  • Costs less per square foot than 92% of homes in Hampden 04444
  • Bigger than 92% of homes in Penobscot County
  • Has a smaller lot than 77% of homes in Hampden 04444
  • Newer than 65% of homes in Penobscot County

What homes are worth in Hampden 04444

Each bar is how many homes fall in that price range. The marker is this home.

This home
$152K$883K

This home is worth more than 69% of homes in Hampden 04444.

How it measures up in Hampden 04444

The dot is this home. The mark in the middle is the typical home in Hampden 04444.

Estimated value$437,272
CheaperTypical $357,773Pricier

Pricier than 69% of homes nearby

Price per ft²$154
CheaperTypical $243Pricier

Pricier than 8% of homes nearby

Living area2,838 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.51 ac
SmallerTypical 2 acBigger

Bigger than 23% of homes nearby

Year built1985
OlderTypical 1981Newer

Newer than 55% of homes nearby

How 78 Ruth Ave ranks against every home in each area.
MeasureThis homeHampden 04444Penobscot County
Estimated valuepricier than$437,27269% of homes86% of homes
Price per ft²pricier than$1548% of homes21% of homes
Living areabigger than2,838 ft²90% of homes92% of homes
Lot sizebigger than0.51 ac23% of homes37% of homes
Year builtnewer than198555% of homes65% of homes

About 78 Ruth Ave

How much is 78 Ruth Ave, Hampden, ME worth?

The TopHap Estimate for 78 Ruth Ave, Hampden, ME is $437,272 as of Jul 14, 2026. The likely range is $351,630 to $522,914. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 78 Ruth Ave, Hampden, ME last sell?

78 Ruth Ave, Hampden, ME last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 78 Ruth Ave, Hampden, ME?

78 Ruth Ave, Hampden, ME has 4 bedrooms, 2.5 bathrooms, 2,838 square feet of living space and a 0.51-acre lot.

When was 78 Ruth Ave, Hampden, ME built?

78 Ruth Ave, Hampden, ME was built in 1985, making it 41 years old. It is a cape cod home. The building has 2 stories.

What schools serve 78 Ruth Ave, Hampden, ME?

78 Ruth Ave, Hampden, ME is assigned to Hampden Academy (high), rated B; Earl C Mcgraw School (elementary); Reeds Brook Middle School (middle), rated A+. All sit in Regional School Unit 22. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 78 Ruth Ave, Hampden, ME compare to other homes in Hampden 04444?

Among the 3,581 homes in Hampden 04444, it is worth more than 69% of them ($437,272 against a typical $357,773), its price per square foot is higher than 8% of them ($154 against a typical $243), it is bigger than 90% of them (2,838 ft² against a typical 1,496 ft²), its lot is bigger than 23% of them (0.51 ac against a typical 2 ac) and it is newer than 55% of them (1985 against a typical 1981). Measured against all of Penobscot County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 78 Ruth Ave, Hampden, ME?

The 2025 property tax bill for 78 Ruth Ave, Hampden, ME was $6,017. The county assessed it at $340,910.

Closest homes

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Assigned schools

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