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Single Family ResidentialResidential
$521,058
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $25,000 on Oct 19, 2007

78 SELLERS WATSON LN

RUBY, SC 29741
0
Baths
2008
Year BuiltThe year the home was originally built, according to county records.

Valuation

$521K
$430K low$612K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$25,000 · Oct 19, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$321,058
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$256,846
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
FREEDOM MORTGAGE CORP · recorded Apr 21, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,395 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,810 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$910
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,640
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$552,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyChesterfield

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chesterfield-Ruby Middle SchoolD+
Middle · Grades 6–8 · 1.3 mi
E
Ruby Elementary SchoolB+
Elementary · Grades PK–5 · 1.6 mi
H
Chesterfield High SchoolC-
High · Grades 9–12 · 4.2 mi

District: Chesterfield County School District

Neighborhood · ZIP 29741These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.1%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,556
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,542
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,254
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

78 Sellers Watson Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Ruby 29741
  • Newer than 88% of homes in Chesterfield County

What homes are worth in Ruby 29741

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$323K

This home is worth more than almost all homes in Ruby 29741.

How it measures up in Ruby 29741

The dot is this home. The mark in the middle is the typical home in Ruby 29741.

Estimated value$521,058
CheaperTypical $106,996Pricier

Pricier than almost all homes nearby

Year built2008
OlderTypical 1991Newer

Newer than 87% of homes nearby

How 78 Sellers Watson Ln ranks against every home in each area.
MeasureThis homeRuby 29741Chesterfield County
Estimated valuepricier than$521,058almost all homesalmost all homes
Year builtnewer than200887% of homes88% of homes

About 78 Sellers Watson Ln

How much is 78 Sellers Watson Ln, Ruby, SC worth?

The TopHap Estimate for 78 Sellers Watson Ln, Ruby, SC is $521,058 as of Jul 14, 2026. The likely range is $430,154 to $611,962. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 78 Sellers Watson Ln, Ruby, SC last sell?

78 Sellers Watson Ln, Ruby, SC last sold on Oct 19, 2007 for $25,000, according to the county's recorded deed.

When was 78 Sellers Watson Ln, Ruby, SC built?

78 Sellers Watson Ln, Ruby, SC was built in 2008, making it 18 years old.

What schools serve 78 Sellers Watson Ln, Ruby, SC?

78 Sellers Watson Ln, Ruby, SC is assigned to Chesterfield-Ruby Middle School (middle), rated D+; Ruby Elementary School (elementary), rated B+; Chesterfield High School (high), rated C-. All sit in Chesterfield County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 78 Sellers Watson Ln, Ruby, SC compare to other homes in Ruby 29741?

Among the 1,533 homes in Ruby 29741, it is worth more than almost all of them ($521,058 against a typical $106,996) and it is newer than 87% of them (2008 against a typical 1991). Measured against all of Chesterfield County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 78 Sellers Watson Ln, Ruby, SC?

The 2025 property tax bill for 78 Sellers Watson Ln, Ruby, SC was $1,395. The county assessed it at $10,810.

Closest homes

More homes in Ruby 29741

Assigned schools

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