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Single Family ResidenceResidential
$118,475$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $47,500 on Nov 25, 2008

781 RIDGE RD

OWINGSVILLE, KY 40360
3
Beds
1
Baths
912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$118K
$98K low$139K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$47,500 · Nov 25, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$592 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,500 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$47,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$47,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
52
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBath
Lot (acres)The size of the land the home sits on, from county records.0.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 56 ft²

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Owingsville Elementary SchoolC-
Elementary · Grades PK–5 · 1.0 mi
M
Bath County Middle SchoolC
Middle · Grades 6–8 · 1.2 mi
H
Bath County High SchoolC
High · Grades 9–12 · 1.2 mi

District: Bath County School District

Neighborhood · ZIP 40360These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.176
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.7,648
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.55 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,703
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,799
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

781 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Owingsville 40360
  • Smaller than 86% of homes in Owingsville 40360
  • Has a smaller lot than 88% of homes in Bath County
  • Older than 65% of homes in Bath County

What homes are worth in Owingsville 40360

Each bar is how many homes fall in that price range. The marker is this home.

This home
$32K$506K

This home is worth more than 34% of homes in Owingsville 40360.

How it measures up in Owingsville 40360

The dot is this home. The mark in the middle is the typical home in Owingsville 40360.

Estimated value$118,475
CheaperTypical $154,762Pricier

Pricier than 34% of homes nearby

Price per ft²$130
CheaperTypical $118Pricier

Pricier than 59% of homes nearby

Living area912 ft²
SmallerTypical 1,324 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.3 ac
SmallerTypical 1.09 acBigger

Bigger than 13% of homes nearby

Year built1968
OlderTypical 1980Newer

Newer than 37% of homes nearby

How 781 Ridge Rd ranks against every home in each area.
MeasureThis homeOwingsville 40360Bath County
Estimated valuepricier than$118,47534% of homes35% of homes
Price per ft²pricier than$13059% of homes60% of homes
Living areabigger than912 ft²14% of homes16% of homes
Lot sizebigger than0.3 ac13% of homes12% of homes
Year builtnewer than196837% of homes35% of homes

About 781 Ridge Rd

How much is 781 Ridge Rd, Owingsville, KY worth?

The TopHap Estimate for 781 Ridge Rd, Owingsville, KY is $118,475 as of Sep 24, 2026. The likely range is $97,684 to $139,266. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 781 Ridge Rd, Owingsville, KY last sell?

781 Ridge Rd, Owingsville, KY last sold on Nov 25, 2008 for $47,500, according to the county's recorded deed.

How big is 781 Ridge Rd, Owingsville, KY?

781 Ridge Rd, Owingsville, KY has 3 bedrooms, 1 bathrooms, 912 square feet of living space and a 0.30-acre lot.

When was 781 Ridge Rd, Owingsville, KY built?

781 Ridge Rd, Owingsville, KY was built in 1968, making it 58 years old. The building has 1 story.

What schools serve 781 Ridge Rd, Owingsville, KY?

781 Ridge Rd, Owingsville, KY is assigned to Owingsville Elementary School (elementary), rated C-; Bath County Middle School (middle), rated C; Bath County High School (high), rated C. All sit in Bath County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 781 Ridge Rd, Owingsville, KY compare to other homes in Owingsville 40360?

Among the 3,263 homes in Owingsville 40360, it is worth more than 34% of them ($118,475 against a typical $154,762), its price per square foot is higher than 59% of them ($130 against a typical $118), it is bigger than 14% of them (912 ft² against a typical 1,324 ft²), its lot is bigger than 13% of them (0.3 ac against a typical 1.09 ac) and it is newer than 37% of them (1968 against a typical 1980). Measured against all of Bath County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 781 Ridge Rd, Owingsville, KY?

The 2024 property tax bill for 781 Ridge Rd, Owingsville, KY was $592. The county assessed it at $47,500.

More homes on Ridge Rd

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More homes in Owingsville 40360

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