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Single Family ResidenceResidential
$207,722$247 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

7811 WHITE ROCK RD

CLEVELAND, TX 77328
1
Baths
840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
2010
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$208K
$187K low$229K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$161,822
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$129,458
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.24%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$45,900
RENE W MARTIN · P · recorded Aug 11, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$515 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$104,483 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$150,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$93,157
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$94,985
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$243,157

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.''

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.3.00
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 144 ft²Porch · 350 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Piney Woods Elementary SchoolC-
Elementary · Grades PK–6 · 6.8 mi
M
Splendora Junior High SchoolC
Middle · Grades 7–8 · 6.9 mi
H
Splendora High SchoolD
High · Grades 9–12 · 7.3 mi

District: Splendora Independent School District

Neighborhood · ZIP 77328These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.22,859
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.120 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,342
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,668
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7811 White Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Montgomery County
  • Costs more per square foot than 85% of homes in Cleveland 77328
  • Smaller than 96% of homes in Montgomery County
  • Has a bigger lot than 94% of homes in Montgomery County
  • Newer than 73% of homes in Cleveland 77328

What homes are worth in Cleveland 77328

Each bar is how many homes fall in that price range. The marker is this home.

This home
$91K$704K

This home is worth more than 27% of homes in Cleveland 77328.

How it measures up in Cleveland 77328

The dot is this home. The mark in the middle is the typical home in Cleveland 77328.

Estimated value$207,722
CheaperTypical $257,550Pricier

Pricier than 27% of homes nearby

Price per ft²$247
CheaperTypical $169Pricier

Pricier than 85% of homes nearby

Living area840 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 11% of homes nearby

Lot size3 ac
SmallerTypical 1.55 acBigger

Bigger than 72% of homes nearby

Year built2010
OlderTypical 2000Newer

Newer than 73% of homes nearby

How 7811 White Rock Rd ranks against every home in each area.
MeasureThis homeCleveland 77328Montgomery County
Estimated valuepricier than$207,72227% of homes8% of homes
Price per ft²pricier than$24785% of homes84% of homes
Living areabigger than840 ft²11% of homes4% of homes
Lot sizebigger than3 ac72% of homes94% of homes
Year builtnewer than201073% of homes63% of homes

About 7811 White Rock Rd

How much is 7811 White Rock Rd, Cleveland, TX worth?

The TopHap Estimate for 7811 White Rock Rd, Cleveland, TX is $207,722 as of Jul 14, 2026. The likely range is $186,729 to $228,715. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7811 White Rock Rd, Cleveland, TX last sell?

7811 White Rock Rd, Cleveland, TX last sold on Aug 11, 2009, according to the county's recorded deed.

How big is 7811 White Rock Rd, Cleveland, TX?

7811 White Rock Rd, Cleveland, TX has 1 bathrooms, 840 square feet of living space and a 3.00-acre lot.

When was 7811 White Rock Rd, Cleveland, TX built?

7811 White Rock Rd, Cleveland, TX was built in 2010, making it 16 years old. The building has 1 story.

What schools serve 7811 White Rock Rd, Cleveland, TX?

7811 White Rock Rd, Cleveland, TX is assigned to Piney Woods Elementary School (elementary), rated C-; Splendora Junior High School (middle), rated C; Splendora High School (high), rated D. All sit in Splendora Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7811 White Rock Rd, Cleveland, TX compare to other homes in Cleveland 77328?

Among the 6,589 homes in Cleveland 77328, it is worth more than 27% of them ($207,722 against a typical $257,550), its price per square foot is higher than 85% of them ($247 against a typical $169), it is bigger than 11% of them (840 ft² against a typical 1,408 ft²), its lot is bigger than 72% of them (3 ac against a typical 1.55 ac) and it is newer than 73% of them (2010 against a typical 2000). Measured against all of Montgomery County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7811 White Rock Rd, Cleveland, TX?

The 2024 property tax bill for 7811 White Rock Rd, Cleveland, TX was $515. The county assessed it at $104,483.

Closest homes

More homes in Cleveland 77328

Assigned schools

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