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Single Family ResidenceResidential
$194,627$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

7827 RUBY ST

UTICA, MI 48317
1
Baths
786 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$195K
$187K low$202K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$114,627
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$91,702
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$55,000
BANK OF AMERICA · recorded Sep 18, 2014
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
LASALLE BANK MIDWEST NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,834 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$74,200 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$71,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$148,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyMACOMB
Lot (acres)The size of the land the home sits on, from county records.0.11
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Eppler Junior High SchoolB-
Middle · Grades 7–8 · 0.3 mi
E
Wiley Elementary SchoolB
Elementary · Grades PK–6 · 0.5 mi
H
Utica High SchoolA
High · Grades 9–12 · 0.6 mi

District: Utica Community Schools

Neighborhood · ZIP 48317These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.28,020
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,278 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,317
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,585
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

7827 Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Utica 48317
  • Costs more per square foot than 94% of homes in Macomb County
  • Smaller than 98% of homes in Utica 48317
  • Among the smallest lots in Utica 48317
  • Among the oldest homes in Utica 48317

What homes are worth in Utica 48317

Each bar is how many homes fall in that price range. The marker is this home.

This home
$144K$630K

This home is worth more than 7% of homes in Utica 48317.

How it measures up in Utica 48317

The dot is this home. The mark in the middle is the typical home in Utica 48317.

Estimated value$194,627
CheaperTypical $296,831Pricier

Pricier than 7% of homes nearby

Price per ft²$248
CheaperTypical $199Pricier

Pricier than 89% of homes nearby

Living area786 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.11 ac
SmallerTypical 0.28 acBigger

Smaller than almost all homes nearby

Year built1925
OlderTypical 1970Newer

Older than almost all homes nearby

How 7827 Ruby St ranks against every home in each area.
MeasureThis homeUtica 48317Macomb County
Estimated valuepricier than$194,6277% of homes29% of homes
Price per ft²pricier than$24889% of homes94% of homes
Living areabigger than786 ft²2% of homes2% of homes
Lot sizebigger than0.11 acalmost no homes7% of homes
Year builtnewer than1925almost no homes2% of homes

About 7827 Ruby St

How much is 7827 Ruby St, Utica, MI worth?

The TopHap Estimate for 7827 Ruby St, Utica, MI is $194,627 as of Jul 14, 2026. The likely range is $187,245 to $202,009. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 7827 Ruby St, Utica, MI last sell?

7827 Ruby St, Utica, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 7827 Ruby St, Utica, MI?

7827 Ruby St, Utica, MI has 1 bathrooms, 786 square feet of living space and a 0.11-acre lot.

When was 7827 Ruby St, Utica, MI built?

7827 Ruby St, Utica, MI was built in 1925, making it 101 years old. It is a bungalow home. The building has 1 story.

What schools serve 7827 Ruby St, Utica, MI?

7827 Ruby St, Utica, MI is assigned to Eppler Junior High School (middle), rated B-; Wiley Elementary School (elementary), rated B; Utica High School (high), rated A. All sit in Utica Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 7827 Ruby St, Utica, MI compare to other homes in Utica 48317?

Among the 8,073 homes in Utica 48317, it is worth more than 7% of them ($194,627 against a typical $296,831), its price per square foot is higher than 89% of them ($248 against a typical $199), it is bigger than 2% of them (786 ft² against a typical 1,500 ft²), its lot is bigger than almost none of them (0.11 ac against a typical 0.28 ac) and it is newer than almost none of them (1925 against a typical 1970). Measured against all of Macomb County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 7827 Ruby St, Utica, MI?

The 2025 property tax bill for 7827 Ruby St, Utica, MI was $1,834. The county assessed it at $74,200.

More homes on Ruby St

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Assigned schools

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